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Why Renters Insurance Matters

"Why Renters Insurance Matters" is an informative presentation by Brashears & Newendorp Insurance Agency, designed to educate Santa Barbara renters on the importance of securing renters insurance. The slides cover what typical landlord policies donu2019t protect, the key benefits of renters insurance, the unique risks renters face in Santa Barbara (like wildfires and earthquakes), and how to choose a reliable policy. It also guides viewers through actionable next steps for selecting coverage tailored to their needs, including add-ons like earthquake protection.

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Why Renters Insurance Matters

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  1. Brashears & Newendorp Insurance Agency Home About Contact Renters Insurance in Santa Barbara, CA A Smart Move to Protect What Matters

  2. Brashears & Newendorp Insurance Agency WHY RENTERS INSURANCE MATTERS • Your landlord’s policy does NOT cover your personal belongings • Renters insurance provides protection for: • Personal property (theft, fire, smoke, vandalism) • Personal liability (injury to guests, accidental damage) • Temporary housing if your rental becomes unlivable • It’s affordable, flexible, and easy to customiz

  3. Brashears & Newendorp Insurance Agency • Wildfires and earthquakes are real threats in this region • Many apartments and homes are older, increasing risk • High turnover in student and rental housing areas • Renters insurance helps you prepare for the unexpected • Earthquake coverage usually requires an add-on policy SANTA BARBARA RISKS & REALITIES Lorem ipsum dolor sit amet, consectetur the adipiscing elit. Sed iaculis luctus varius.

  4. Brashears & Newendorp Insurance Agency WHAT TO LOOK FOR IN A GOOD POLICY • Comprehensive Personal Property Coverage • Covers clothing, electronics, furniture, etc. • Look for replacement cost coverage, not just cash value • Strong Liability Protection • Covers legal or medical costs if someone is injured in your rental • Loss of Use/Temporary Housing • Helps pay for hotel or rental if your home becomes unlivable • Custom Add-ons • Earthquake coverage (important in Santa Barbara!) • Identity theft, high-value item riders (e.g., jewelry, bikes) • Ease of Use • Mobile app access, digital claims, 24/7 support

  5. Brashears & Newendorp Insurance Agency TAKE THE NEXT STEP Description Here • Make a quick inventory of your belongings • Decide how much liability protection you want • Ask about earthquake & wildfire add-ons • Compare providers based on coverage and reviews • Stay protected — it’s easier and cheaper than replacing everything

  6. Brashears & Newendorp Insurance Agency Thank You 1-866-627-4639 3020 De La Vina St, Santa Barbara, CA 93105, United States brashearsinsurance.com

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