Mega Backdoor Roth Conversion | Avier Wealth Advisors

1. ? ? Mega Backdoor Roth Conversion: Maximize Your Tax-Free Retirement Wealth ? ? Introduction: Why the Mega Backdoor Roth Conversion Is a Hidden Gem If you're a high-income earner contributing to a 401(k), you may be missing out on one of the most powerful and underutilized tax-advantaged retirement strategies: the Mega Backdoor Roth Conversion. This strategy allows you to contribute up to $66,000 (for 2025, including employer match) to your 401(k), with a large portion potentially converted into a Roth account—growing 100% tax-free. Most people don’t even realize it’s available to them. If your employer plan allows after-tax contributions and in-plan Roth conversions, you could unlock thousands in tax-free retirement savings. Avier Wealth Advisors specializes in helping tech employees from companies like Microsoft, Amazon, and Meta implement this complex but valuable strategy. ✨ ✨ Key Benefits of the Mega Backdoor Roth Conversion ✅Tax-Free Growth: Grow retirement savings without future tax implications. ✅Contribute Beyond Traditional Limits: Go beyond the standard $23,000 contribution limit (2025) by leveraging after-tax contributions. ✅Compound Gains: The earlier you start, the more compounding can amplify tax-free wealth. ✅Ideal for High-Income Earners: Great for individuals who are phased out of Roth IRA contributions due to income. ✅Flexible Withdrawal Rules: Roth accounts have no RMDs (Required Minimum Distributions) in retirement. ? ? Why Choose Avier Wealth Advisors for Your Mega Backdoor Roth Strategy? ? ? 1. Deep Expertise with Tech-Sector 401(k) Plans Avier works closely with employees at Microsoft, Amazon, Meta, and other major tech firms—where Mega Backdoor Roth options are typically available. ? ? 2. Customized Contribution Planning

2. We help you determine how much to contribute after-tax, when to convert, and how to time the transactions within your employer's platform. ? ? 3. Tax Optimization & Compliance Avoid common pitfalls like double taxation or missed conversion windows. We ensure your conversions are IRS-compliant and optimized. ? ? 4. Ongoing Wealth Strategy Mega Backdoor Roth is just one tool. We integrate it into a broader wealth plan including ESPPs, RSUs, equity diversification, and estate planning. ? ? 5. Tech-Savvy, Virtual-Friendly Our secure, virtual-first advisory model is ideal for busy professionals. Get expert guidance without ever leaving your home. ? ? What Clients Say About Avier “I had no idea I could contribute more than $22,500 until Avier showed me the Mega Backdoor Roth option in my 401(k). It’s a total game-changer.” — Nisha R., Engineering Manager, Microsoft “Avier helped me reduce my tax burden and build a stronger retirement plan. Their guidance was clear, timely, and extremely personalized.” — Jake T., Solutions Architect, Amazon “They made a complex topic incredibly simple and gave me confidence in my financial future.” — Maria P., Program Manager, Meta ? ? Ready to Unlock Tax-Free Growth with a Mega Backdoor Roth? You may already have access to this strategy and not even know it. Avier can help you take full advantage of this hidden wealth-building opportunity. ?Call: (425) 467-1011 ?Email: info@avieradvisors.com ?Learn More: https://avieradvisors.com/mega-backdoor-roth ?Address: 10655 NE 4th Street, Suite 500, Bellevue, WA 98004