Amazon Restricted Stock Units | Avier Wealth Advisors

1. Maximizing Your Amazon Restricted Stock Units (RSUs) – A Complete Guide by Avier Wealth Advisors Introduction: Working at Amazon offers not just a rewarding career but also the opportunity to build long-term wealth through Amazon Restricted Stock Units (RSUs). These stock- based incentives form a crucial part of Amazon’s compensation package, allowing employees to share in the company’s success. However, managing RSUs effectively requires strategic planning to minimize taxes, optimize cash flow, and align investments with future goals. That’s where Avier Wealth Advisors comes in — helping Amazon professionals make the most of their equity compensation with expert financial guidance. Key Benefits of Amazon Restricted Stock Units (RSUs): Wealth Building Through Equity Ownership: RSUs give Amazon employees partial ownership in one of the world’s most valuable companies. Vesting Schedule Advantage: RSUs vest over time, encouraging long-term commitment and financial growth. No Initial Investment Required: Employees receive shares at no upfront cost, making RSUs a powerful tool for wealth accumulation. Tax Deferral Opportunities: Taxes are only due when shares vest, allowing for strategic timing and planning. Liquidity and Flexibility: Once vested, shares can be sold or held, offering flexibility based on market performance and personal goals. Understanding Amazon RSUs: Amazon employees typically receive RSUs that vest over a four-year period, following a back-loaded schedule (e.g., 5% in year 1, 15% in year 2, 40% in year 3, and 40% in year 4). This structure rewards loyalty but also introduces financial complexities that require thoughtful planning around taxes, diversification, and market risk. How Avier Wealth Advisors Helps Amazon Employees Maximize RSUs: 1. Personalized Equity Compensation Planning Avier Wealth Advisors provides a detailed strategy for integrating RSUs into your overall financial plan. They help determine when to sell, hold, or diversify vested shares to balance growth and risk. 2. Tax-Efficient RSU Strategies RSUs are subject to income tax upon vesting, which can significantly impact take-

2. home earnings. Avier’s advisors specialize in tax optimization — identifying opportunities to reduce liabilities, offset income, and reinvest efficiently. 3. Diversification and Portfolio Management Holding too much Amazon stock can increase exposure to company-specific risk. Avier assists clients in building a diversified portfolio that maintains growth potential while minimizing volatility. 4. Cash Flow Planning Around Vesting Dates RSU vesting can lead to large, irregular income events. Avier helps Amazon employees plan ahead for tax payments, savings goals, and lifestyle needs, ensuring steady cash flow throughout the year. 5. Retirement and Long-Term Goal Alignment Avier integrates RSU management into broader wealth strategies — including retirement planning, home purchases, education funding, and legacy planning — helping employees align today’s equity rewards with tomorrow’s ambitions. Why Amazon Employees Trust Avier Wealth Advisors: Extensive experience working with Amazon professionals in Seattle and Bellevue. Deep understanding of Amazon’s compensation and RSU structure. A fiduciary team dedicated to transparent, client-first advice. Tailored strategies that combine investment, tax, and financial planning under one roof. Call-to-Action (CTA): Maximize the value of your Amazon Restricted Stock Units with expert guidance from Avier Wealth Advisors. Visit the websiteto schedule a personalized consultation and learn how to strategically manage your RSUs, minimize taxes, and build lasting wealth. Take control of your financial future today.