Expanding Savings Options for Persons with Disabilities through the Establishment of Individual Development Accounts By: Sara Sack, Ph.D. Assistive Technology for Kansans (316) 421-8367 IDAs and WELFARE REFORM
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Expanding Savings Options for Persons with Disabilities through the Establishment of Individual Development AccountsBy: Sara Sack, Ph.D.Assistive Technology for Kansans(316) 421-8367
Individual Development Accounts (IDAs) are optional, dedicated savings accounts that provide incentives for asset-building investments (Flacke, Grossman, and Jennings, 1999).
IDAs are matched savings and investment accounts for people who have low-incomes.IDAs have been used to help individuals save for high return investments in education, job training, homownership, and microenterpirse.
Flacke, T., Grossman, B., & Jennings, S. “Individual Development Account Program Design Handbook: A Step-by-Step Guide to Designing an IDA Program,” (1999). Corporation for Enterprise Development, 777North Capitol Street, NE, Suite 410, Washington, D.C. 20002, (202) 408-9788/Sherraden,M., Page-Adams, D., Johnson, L. (1999). Downpayments on the American Dream Policy Demonstration: A National Demonstration of Individual Development Accounts, Start-up Evaluation Report. St. Louis, MO: Center for Social Development at Washington University.www.gwbweb.wustl.edu/csd/idawww.welfareinfo.org/individu.htm