Cheap Insurance For A New Driver? Know Your Options

1. Average Car Insurance For A 18-Year-Old - Know Your Options If you're 18 years old and about to hit the open road for the first time, then you'll want to be sure that you have the right automobile insurance coverage in place. But how much should you expect to pay for car insurance as a first-time driver? Insurance Company Many insurance companies offer car insurance for 18-year-old. Each company has different rates, so it is essential to compare quotes before choosing an insurer. The cheapest option is usually to go with a basic liability policy, which covers damage to other people and property in an accident that is your fault The Drivers Credit Score If you're like most people, you probably don't think about your credit score very often. But did you know that your credit score can actually have a big impact on your car insurance rates? Insurance companies use something called an "insurance score" to help them determine how likely you are to file a claim. And one of the things that goes into your insurance score is your credit score. Your Education and Job The type of car you drive will also play a role in how much your insurance costs. If you have a newer car with all the bells and whistles, you can expect to pay more for insurance than someone with an older model vehicle. Your Driving Record If you're a year old, your driving record is likely squeaky clean. This is good news when it comes to car insurance rates, as insurers will offer you their best rates. However, even the best drivers can get into accidents. If you have any blemishes on your driving record, be sure to shop around for car insurance as rates will vary significantly among insurers. www.autoinsura.org