all you have to know about p radhan m antri a was y ojana n.
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Our Government every time come up with New schemes.This time They came up new Scheme . Want to know what is that Scheme and how it helps you read this article

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Who has not heard about the PradhanMantriAwasYojana (PMAY)? I am sure everyone would have!!

what is pradhan mantri awas yojana

What is PradhanMantriAwasYojana

The Indian government has taken up a serious step towards eradicating penury with the introduction of the PradhanMantriAwasYojana. This scheme has become the hot topic in town from the time it was announced by the Prime Minister of our country, NarendraModi on 1st June 2015.

what is the aim of the scheme

What Is The Aim Of the Scheme

This scheme is a step forward by the government for providing affordable housing to the urban side poor people. The government aims to provide housing to all the poor people by the year 2022.

what is the structure

What is the Structure

Affordable houses will be constructed using eco-friendly construction methods in some chosen cities and towns under this scheme. This will be a major benefit to the urban poor people of India. The beneficiaries will also get interest at subsidized rates under the Credit-Linked Subsidy Scheme if they avail a loan to buy or build their houses.

some features of the pmay

Some features of the PMAY

  • Under this scheme, all the beneficiaries will be offered a housing loan for a term of 15 years at the subsidized rate of 6.5%.
  • Preference will be given to the differently able and senior citizens in the allocation of ground floors.
  • Durable and eco-friendly technologies methods will be used in the construction.
  • This scheme will cover all the urban areas in India which include 4041 statutory towns and importance will be given to 500 Class I cities. This will be completed in 3 phases.
  • The credit linked subsidy aspect of the PM AwasYojana will get executed in all statutory towns in our country from the initial stages itself.
who are the beneficiaries under the scheme

Who are the beneficiaries under the scheme?

There is a basic requirement an applicant has to meet to qualify for the PradhanMantriAwasYojana scheme.

The beneficiary family must comprise of a husband, wife, and unmarried children and no person from the family should have a house in their name.

who are the targets specific groups

Who are the targets specific groups

  • Economically weaker section of the society
  • Scheduled Tribe
  • Low-income group population
  • Women
  • Scheduled Caste
  • Medium income group 1
  • Medium income group 2
how this scheme helps

How This Scheme Helps

This is a unique plan introduced in our country by the Modi government as far as the insurance and advantages that it plans to give out to the neglected part of our society.

Everyone has a dream to own a house at one point or the other in his/her life and if you are one of them and cannot afford to buy and qualify for the PradhanMantriAwasYojana scheme then you should apply for it and turn your dream into a beautiful reality.

what if you a re not eligible

What If You Are Not Eligible

And if you don’t qualify for this scheme you don’t have to get disheartened as there is a low budget property coming up on the Tumkur road in Bangalore by name Prestige Jindal City. This project comes from a branded builder and hence you need not worry about the quality of their construction too.