HDFC Overdraft Against Fixed Deposit: A Smart Way to Access Funds
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HDFC Bank offers an Overdraft (OD) against Fixed Deposit (FD) facility, allowing customers to access funds without breaking their FD. This secured loan provides liquidity while the FD continues to earn interest. The OD limit is typically up to 90% of the FD value, with interest charged only on the utilized amount at a rate slightly above the FD interest. It offers flexible repayment, no prepayment penalties, and quick processing. This facility is ideal for managing short-term financial needs without disturbing savings. Available for both individuals and businesses, it can be availed online
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HDFC Overdraft Against Fixed Deposit: A Smart Way to Access Funds
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