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HDFC Overdraft (OD) Loan is a flexible credit facility offered by HDFC Bank that allows individuals and businesses to withdraw funds up to a pre-approved limit, even when their account balance is zero. This loan is particularly useful for managing short-term financial needs, cash flow gaps, or unexpected expenses. Interest is charged only on the amount utilized and for the duration it is used, making it a cost-effective borrowing option. HDFC OD Loans can be secured against assets like fixed deposits, property, or business income, providing a convenient and quick financial solution with minima
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