What is ELSS and which are Top ELSS funds to invest - PowerPoint PPT Presentation

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What is ELSS and which are Top ELSS funds to invest

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What is ELSS and which are Top ELSS funds to invest

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  1. What is ELSS? Which are top ELSS funds ?

  2. Features of ELSS Mutual Fund Investing more than 65% of its corpus in Equities and equity related products Asset Class Twin Benefits • Tax saving u/s 80C upto investment of Rs 2 Lacs • Wealth creation Choice of Investing • Growth - Profits added back to the basic Value of investment • Dividend - Profits paid out to investor Misc. Features • Minimum Investment amount is Rs 5,000 • Lock-in Period of 3 years

  3. Benefits of investing in ELSS Deduction u/s 80C upto Rs 1.5 Lacs Returns are Tax Free Tax Saving Higher Returns of Stock Market Long Term Investing Approach Wealth Creation

  4. Return of ELSS- Comparison 350 Rs. 100 Invested, Since October 2009 Rs 294 300 250 200 Rs 168 150 Rs 160 100 50 0 Apr-10 Apr-11 Apr-12 Apr-13 Apr-14 Apr-15 Jul-10 Jul-11 Jul-12 Jul-13 Jul-14 Oct-09 Oct-10 Oct-11 Oct-12 Oct-13 Oct-14 Jan-10 Jan-11 Jan-12 Jan-13 Jan-14 Jan-15 PPF Reliance Tax Saver (ELSS) BSE 100 Return calculated as on 30 April 2015 Source- AdviseSure.com Research

  5. Calculate your 80C Deductions FREE Start Now Continue reading…

  6. 5 Critical Things to Look before Investing in ELSS 1 Historical performance- We need to assess the historical performance / track record of the scheme to ascertain its future returns 2 Credit Rating- ELSS schemes are rated by rating agencies on the basis of the risk and return factors associated with a particular scheme. It is recommended to opt for schemes with high ratings 3 Fund size- Consider the fund size i.e. the asset under management (AUM) before finalizing your scheme. Schemes with more than Rs.75-100cr AUM confidence indicate considerate investor 4 Transaction costs - Transaction cost and asset management fees of a scheme should be compared with other schemes Risk associated- Also keep in mind the element of risk, depending on the sectors (equity stocks) in which the scheme is investing. Look out for ratios like Sharpe ratio, Sortino ratio etc to ascertain risk adjusted performance 5

  7. Know 5 Top ELSS Funds

  8. AXIS Long Term Equity Fund (G) Rs 5129.7 Crore Fund Size Scheme income appreciation portfolio of predominantly equity and equity related Securities. However, there can be no assurance that the investment objective of the Scheme will be achieved. Snapshot and – To generate capital diversified long-term from a 2.46% Expense Ratio 1 Year CAGR 3 Year CAGR 5 Year CAGR Past Return 19.6% Fund 30.9% 14.1% 4% SIP 32.3% 26.6% S&P BSE Sensex -5.1% 12.8% 6.4% 0.85 Beta Rs. 2,44,920 Rs. 1,00,000 Invested 5 years back Rs 1,14,477 Rs. 1,000 SIP Invested 5 years back Sortino Ratio 0.18

  9. Birla Sun Life Tax Relief '96 (G) Rs. 1964.6 Crore Fund Size Scheme Snapshot – Long term growth, through a portfolio with a target allocation of 80% equity, 20% debt and money market securities. An Equity Linked Saving Scheme (ELSS) under Section 88 of the Income Tax Act. 2.36% Expense Ratio 1 Year CAGR 3 Year CAGR 5 Year CAGR Past Return 11.4% Fund 26.2% 16.9% 3.2% SIP 27.6% 21.2% -5.1% 12.8% 6.4% S&P BSE Sensex 0.91 Beta Rs 1,71,440 Rs 1,00,000 Invested 5 years back Rs 1,00,787 Rs 1,000 SIP Invested 5 years back Sortino Ratio 0.16

  10. BNP Paribas Long Term Equity Fund (G) Rs. 391.28 Crore Fund Size Scheme Snapshot – To generate long- term capital growth from a diversified and actively managed portfolio of equity and equity related securities along with income tax rebate, as may be prevalent from time to time. 2.61% Expense Ratio 1 Year CAGR 3 Year CAGR 5 Year CAGR Past Return 14.4% Fund 24.1% 9.8% -1.9% SIP 24.3% 20.8% -5.1% 12.8% 6.4% S&P BSE Sensex 0.86 Beta Rs 1,96,497 Rs 1,00,000 Invested 5 years back Rs 99,741 Rs 1,000 SIP Invested 5 years back Sortino Ratio 0.14

  11. IDFC Tax Advantage (ELSS) Fund (G) Rs. 345.8 Crore Fund Size Scheme Snapshot – To generate long-term capital growth from a diversified predominantly equity related securities. portfolio equity of 2.88% Expense Ratio and 1 Year CAGR 3 Year CAGR 5 Year CAGR Past Return 13.2% Fund 24.3% 10.7% -0.9% SIP 24% 20.1% -5.1% 12.8% 6.4% S&P BSE Sensex 0.83 Beta Rs 1,85,917 Rs 1,00,000 Invested 5 years back Rs 98,255 Rs 1,000 SIP Invested 5 years back Sortino Ratio 0.17

  12. Reliance Tax Saver (ELSS) Fund - (G) Rs. 1964.6 Crore Fund Size Scheme Snapshot – To generate long- term capital appreciation portfolio that predominantly in equity and equity related instruments. from invested a is 2.45% Expense Ratio 1 Year CAGR 3 Year CAGR 5 Year CAGR Past Return 13.6% Fund 25.8% -0.9% -14.8% SIP 26.9% 21.9% -5.1% 12.8% 6.4% S&P BSE Sensex 1 Beta Rs 1,89,142 Rs 1,00,000 Invested 5 years back Rs 1,02,430 Rs 1,000 SIP Invested 5 years back Sortino Ratio 0.10

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