IFFCO - Buying Travel Insurance- Remember To Check For These 5

1. Buying Buying travel insurance? travel insurance? Remember to check for these 5 features Remember to check for these 5 features Travelling is an activity loved by many. It opens one to different cultures, foods, lifestyles, languages, and so much more. Plus, exploring a new place can be quite fun on its own. However, it also leaves you exposed to a lot of unforeseen risks and dangers. It is to protect oneself from these dangers that people buy travel insurance. It is necessary that the travel insurance you buy is sufficiently equipped to help you financially in a variety of scenarios. Therefore, before you buy travel insurance, do remember to check if it has the following 5 features. 1. Protection from medical expenses 1. Protection from medical expenses Getting sick or hospitalized in a foreign country during travel can really stretch one’s budget. If the hospitalization is for a long duration, then it can even lead to cancelling the rest of the trip. Therefore, travel travel online insurance online insurance policy that provides adequate coverage against these expenses is necessary. The amount provided during hospitalization may change as per the plans you choose. The cashless services ease the whole process, ensuring that you do not worry about shelling large amounts of money. 2. 2. Covera Coverage for ge for loss of checked loss of checked- -in baggage in baggage Your baggage contains your most important items and belongings during travel. Unfortunately, instances of checked-in baggage getting lost or delayed are quite common. If that sort of thing happens with you, it could put you in a bit of a financial crunch as well as ruin the mood of the trip. A travel insurance plan can help you recover your finances in such a situation. It compensates you for the loss or delay of your checked-in baggage so that you do not have to dip your hands into the travel budget.

2. 3. 3. Assistance Assistance in case of loss of passport in case of loss of passport It may seem surprising but a lot of travellers happen to lose their passports during their travel. Being without your passport in a foreign land can lead to unpleasant situations. Therefore, do check if your online travel insurance online travel insurance provider is covering financial aid for such a situation. Plus, some insurers may even help you trace your lost passport and assist you in getting a new one made. 4. Financial aid for personal liabilities 4. Financial aid for personal liabilities Suppose you get involved in an accident where you may be unharmed but someone else’s property is damaged. You will be personally liable to pay for the damages even though the action was unintentional. Let your travel insurance be the saviour for you here. Keep in mind to buy a travel insurance plan that covers personal liabilities as they can be very draining on one’s finances when they occur.

3. 5. Worldwide coverage 5. Worldwide coverage The world has lots to explore. There are many places that may not be on the usual tourist radar but you may want to explore them. Your travel insurance plan, therefore, should come with worldwide coverage. So, whether you have plans to travel the tiny island of Saint Lucia in the Caribbean, the wide expanse of Greenland or the more popular destinations of Western Europe, make sure that the travel insurance plan you choose provides worldwide coverage. One should always research well and make an informed decision before they buy any kind of the the general insurance general insurance online or offline. Additionally, it is advised to talk to a reliable insurance agent before finalizing any policy to understand the intricacies and conditions of that policy.