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All You Need to Know About Mutual Funds

Investing in mutual funds requires knowing how to invest in mutual funds. In this article, we have explained different ways to start investing in mutual funds in India online. The mutual fund is one of the best investment options because it offers a wide range of options that have the potential to meet the needs of each investor, regardless of their financial investment objectives or their appetite for risk.<br>

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All You Need to Know About Mutual Funds

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  1. All You Need to Know About Mutual Funds

  2. Investing in mutual funds requires knowing how to invest in mutual funds. In this article, we have explained different ways to start investing in mutual funds in India online. The mutual fund is one of the best investment options because it offers a wide range of options that have the potential to meet the needs of each investor, regardless of their financial investment objectives or their appetite for risk. • This article helps you understand the different types of mutual funds available in India and the different ways you can make an investment. Here you can find out why you should choose mutual funds for your investments and how to invest in mutual funds.

  3. Types of mutual funds to invest in India • These are the details to help you understand the nature of various types of mutual funds. • Equity mutual funds: Growth funds invest primarily in equities and equity-related instruments. The main objective of growth funds is capital appreciation. Growth funds are risky and therefore offer high long-term returns. • Debt Mutual Funds - Income funds are debt funds with the primary purpose of capital preservation. Income funds earn by investing in fixed income instruments such as government securities, bonds, and debentures, where they earn regular income in the form of interest. The goal of the income fund is to have stable income generation with moderate capital growth. • Liquid mutual funds: The purpose of liquid funds is to provide very short-term liquidity to investors. Liquid funds invest in debt and money market financial instruments such as treasury bills, certificates of deposit with a maturity of up to 91 days. Liquid funds have the lowest risk and give average returns just above bank deposits. Liquid funds are ideal for people looking to park excess money until they find a suitable investment avenue.

  4. Tax Savings Mutual Funds or ELSS: ELSS or Tax Savings Mutual Funds help you save taxes and plan your taxes. Investments up to Rs.1.5 Lakh qualify for a deduction under section 80C of the Income Tax Act of 1961. However, you have a 3-year lock-in period on the ELSS investment. • Fixed Maturity Funds: Fixed maturity mutual funds invest a significant portion of the corpus in closed-ended debt funds that have a fixed maturity date. On the expiration date, the money received from the investment is repaid to investors after adjusting for expenses and the fund ceases to exist. • Retirement funds: pension funds have the main objective of accumulating a corpus that is sufficient to provide a regular pension to the investor after retirement. Pension funds are also called retirement funds and have a lock-in period of at least 5 years or until retirement age. The pension fund can be withdrawn as a lump sum or as a regular pension or a combination of both.

  5. Ways to Invest in Mutual Funds Online • Any investor can start investing in the mutual fund using the one-time payment option or the more flexible option of the systematic investment plan (SIP). • You can start a SIP with a minimum amount of Rs. 500 for some ELSS funds, but generally 1000 rupees and the regular contribution interval can be monthly, quarterly, semi-annually and annually. SIP is an ideal approach if you are a salaried person. You can invest in direct mutual fund financial statements or regular mutual funds. Both options have their pros and cons.

  6. Conclusion • This is a starter guide to get you started investing in mutual funds. But remember, it's important that you first have a clear idea of ​​your goals so that you can choose the right asset class and the right mutual fund. • Mutual funds are one of the easiest financial instruments to start investing. Investing in mutual funds can benefit an investor's financial objective and be advantageous. However, before investing you should know everything about it to make a well-informed decision; • Diversified • Professionally managed • Optimized for returns • It meets most of your investment needs. • Additionally, there are online mutual fund investing platforms that provide an easy and hassle-free investing experience. So, whatever your life or investment goals, you should consider meeting them through mutual funds.

  7. About Us • CAMS is a technology driven financial infrastructure and services provider to Mutual Funds and other financial institutions for over two decades. As the market leading Registrar and Transfer Agency to the Indian Mutual Fund industry, CAMS serves ~70% of the average assets under management – as of August 2021. We also provide technology enabled service solutions to Alternative Investment Funds and Insurance Companies. Besides serving as a B2B service partner, CAMS also serves customers through a variety of touch points such as pan-India network of service centres, white label call centre, online, mobile app and chatbot. • Website - https://www.camsonline.com/

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