Want to know how Silvia Marroquin can help you elevate your employee benefit program Read On!

1. Want to know how Silvia Marroquin can help you elevate your employee benefit program? Read On! So how can an advisor help you? This article will help you better understand what an employee benefits advisor does. We’ll also outline specific complex areas where the leading expert from Davidow Financial & Insurance Services, Inc, Silvia Marroquincan provide the ultimate value to your business. How can a Benefit Advisor help your Business? So why should you work with an advisor, instead of directly with an insurer? The answer is simple: i. An advisor provides expert, unbiased advice you can access at any time. ii. An advisor develops a personal relationship with you. He or she gets to know your business and goals, and then provides services that extend far beyond a benefits plan. There are three key areas in which an advisor can offer invaluable support to businesses: 1.Administration oversight 2.Error prevention 3.Education and advice Let’s look more closely at each one. 1.Administration Oversight: Most small businesses don’t employ an in-house benefits administrator. So, an employee benefits advisor can act as an extension of your management team. They’ll help ensure your plan is implemented and managed properly on a day-to-day basis. They can also provide education sessions to your staff, so your team can fully appreciate the benefits your company has put in place. Employee Benefits Veteran, Silvia Marroquin is a specialist in her field, which means she can take care of your plan, while you focus on what you do best—running the business. She will also play an important role in providing unbiased analysis of your plan. 2.Error Prevention: d f i n s u r a n c e . c o m Page 1

2. You can think of an advisor as an extension of your organization. A well-informed advisor like Silvia will provide tremendous value by helping you avoid the common pitfalls of administering a plan. She’ll introduce processes that will help you avoid problematic errors that can result in real consequences for your business and employees. The most common of these errors are: i. Determination of eligibility: It’s vitally important that all employees who are eligible to join the benefits plan, do so. This will help you avoid potential liabilities. For example, forgetting to enroll a team member who then heads off on vacation, has an accident, and incurs large medical bills could be very costly to your business. ii. Claims issues: It’s not uncommon for employees to express frustration when an extended health or dental claim isn’t paid correctly. The service team of Silvia Marroquin at Davidow Financial & Insurance Services, Inccan investigate the cause—saving you time and headaches. Complex issues, such as out-of-country claims or specialty drug prescriptions, require assistance. Disability and life insurance claims are emotionally difficult, and the claims process is often unfamiliar. These are excellent times to rely on the experience and expertise of a benefits advisor like Silvia and her highly efficient team. 3.Education and Advice: Businesses often need advice that extends beyond the nuts and bolts that form a benefit plan. The right advisor will be proactive in identifying those needs, and help you find solutions. Silvia Marroquinand her team from the benefits department are passionate about providing innovative ideas and plans to business owners – to help them focus more on doing business more effectively, while we take care of the rest! Visit www.dfinsurance.com to know how you can elevate your business by getting associated with our team! d f i n s u r a n c e . c o m Page 2