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Central Minnesota Council on Aging (CMCOA)

Central Minnesota Council on Aging (CMCOA). We provide service to 14 Minnesota Counties Benton, Cass, Chisago, Crow Wing, Isanti, Kanabec, Mille Lacs, Morrison, Pine, Sherburne, Stearns, Todd, Wadena and Wright. Central Minnesota Council on Aging 3 Areas of Focus. Contract Management

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Central Minnesota Council on Aging (CMCOA)

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  1. Central Minnesota Council on Aging(CMCOA) We provide service to 14 Minnesota Counties Benton, Cass, Chisago, Crow Wing, Isanti, Kanabec, Mille Lacs, Morrison, Pine, Sherburne, Stearns, Todd, Wadena and Wright

  2. Central Minnesota Council on Aging3 Areas of Focus • Contract Management • Federal Older Americans Act - Title III Funds • Senior Nutrition sites • Information and Referral • Senior LinkAge Line 1-800-333-2433 • Resource Library • A Report on the Aging Population of Central Minnesota • Program Development • Community Services/ Service Development Grants • St. Benedicts Senior Campus (Housing/Respite Care) • St. Cloud Area Faith in Action

  3. We are entering a shift in the age of our population the likes of which we have never before encountered.

  4. Some call it the coming “AGE WAVE” I prefer to call it the “SILVER TSUNAMI”

  5. 2005 Regional 65+ Population 73,996

  6. Coming soon… Regional 65+ Population 90,880

  7. Baby Boomers • There are 78 million Americans born between 1946 and 1964 • Today a Baby Boomer turns 61 every 7 seconds • By 2020 there will be more retirees in Minnesota than children.

  8. How ready is America for the coming Age Wave? • “Maturing of America” study found that only 46% of US communities have begun planning to address the aging of the Baby Boomers • In 2030, 71.5 million Americans will be 65 years or older, twice the number from 2000 • The fastest growing segment are those over 85 who are most likely to need support in order to remain living independently

  9. Maturing of AmericaGetting Communities on Track for an Aging Population • Vast majority of older Americans want to age in their homes and communities • Needs of older adults are often interrelated as housing is linked to transportation • Most local governments do not have policies, programs or services in place to promote the quality of life and the ability of older adults to live independently and contribute to their communities.

  10. Diversity Amongst the Senior Cohort • Born 1901-1924 GI Generation • Born 1925-1945 Silent Generation • Born 1946-1964 Boomer Generation

  11. GI GenerationBorn 1901-1924 • Born in prosperity but later saw the Stock Market Crash, the Great Depression and WWII • Set high standards and dependability • America’s first Boy/Girl Scouts • Participated in group activities, clubs, teamwork, volunteerism • Senior Centers were created for them and they embrace the term “Senior Citizen”

  12. Silent GenerationBorn 1925-1945 • Children of war and the Great Depression • Grew up in an era where conformity seemed to be the ticket to success • Strong work ethic built on commitment, responsibility and following rules • Slow to embrace anything new - Distrust change and prefer the status quo • Competitive entrepreneurial and first aging cohort with money

  13. Silent Generation1925-1945 • Saved for retirement but worry that they will outlive their savings • Consider retirement suitable reward for sacrifices made earlier in life • Less interested in group activities • Do not define themselves as “Senior Citizens” • Reinvent volunteerism via leadership/ “Vital Aging” consultants • Interpret simplicity as accessibility, will be more easily sold on “ease of use” products

  14. Baby Boomer GenerationBorn 1946-1964 • Represents children of WWII • They demand service • They have unprecedented opportunities in education and employment • Like quick fixes - Drawn to programs that require little change in habits that would also produce instant improvement

  15. Baby Boomer Generation1946-1964 • Healthcare is very important to them • Word of mouth from trusted sources can sell this generation on a new program or concept • They are now seeing their parents aging • They are pushing for changes they want for themselves in the future

  16. Therefore, onesize no longer fits “all.”

  17. Experiencing the Effects of “2030 Demographic” • Labor shortages as large number of workers reach retirement age • Concerns about the solvency of Social Security, Medicare and private pensions • Ability of the health and long-term care systems to meet the challenges of an increasingly older population • Ability of families to continue their high level of eldercare

  18. What Does the Aging of the Population Mean for you ? The dramatic rise in the numbers of older adults will impact every aspect of community. The entire social, physical and fiscal fabric of community will be affected by the coming age wave.

  19. Central Minnesota is Changing • By 2030 : • 185,000 people will be 65 years + • One in five will be 65 years + • 23,000 will be 85 years + • Approximately ½ of those 85 + will need long-term care

  20. Many Minnesotans are Having Trouble Saving for Retirement and Old Age

  21. Savings rates are at an all-time low for Americans • While some Americans are not saving any money at all, some are in a negative savings mode!

  22. 534,000 (29%)of Minnesota’s baby boomers will NOT have adequate retirement income to support their health and long-term care costs, and are at very high risk of ending up on the state Medicaid program.

  23. Elder Care - An Important Business Issue • 42% of workers provide some form of elder care • 70% of employers report increases in caregiving-related staffing problems in the past 10 years • 40% say they have no plan in place to assist caregivers

  24. Currently families provide 91% of long-term care in Minnesota(2001) • Families are changing • More people living alone • Fewer adult children-- fertility rate down from 3.2 to 1.8 • More blended families • In the future there will be fewer family members available to provide long-term care.

  25. When family caregiving decreases, public costs increase For every 1% decline in family caregiving, it costs the public sector $30 million ? Supporting families makes sense…to our state budget.

  26. Supporting Family Caregivers • Encourage employers to offer eldercare benefits and supports for their workers who are caregivers. • Expand the ability and public awareness of services for caregivers. • Activate the potential of friends, neighbors and faith communities to support adults who do not have personal or family resources.

  27. Communities for a Lifetime • Adapt physical infrastructures of communities to achieve wise land use, mix of housing options, range of mobility options and accessible public spaces. • Provide a range of fitness programs • Support expanded roles for faith-based and other voluntary community organizations in achieving communities for a lifetime. • Expand the range of products and services in community that help residents stay engaged and independent as they age.

  28. Community Infrastructure • Choices for the whole lifecycle: starter apartments/homes to mother-in-law apartments ( Granny Flats) • Density and Transit • Maintain and adapt current homes • In public places: ramps, railings, benches, better lighting, clearer signage, adequate parking

  29. Recognizing Older Adults as a Resource • Identify skills, talents and resources and construct new channels for engaging boomers in volunteer roles. • How does city leadership engage older adults to be part of the solution? • How do you solicit information from older adults to determine their assets, abilities, needs? • Are there advisory boards or other mechanisms for older adults members to participate in planning for programs and services that benefit them? • What tools will be used to explore the assets, capability and strength of the older residents in the community.

  30. Minnesota is Aging The number of retirees will outpace newworkers

  31. Recruiting and Retaining a Stable Workforce • 12% of the labor force is over age 60 • Rethink retirement and employment policies to support continued work. • Change the way that work is done, to optimize labor resources. • Increase geriatric and cultural competence of the work force serving older person. Special training for police, fire, and emergency medical personnel to make sure they can find and assist seniors in their communities.

  32. Important Community Characteristics(According to Ecumen survey of Boomers) • Independence • Nearby Friends and Family • Privacy • Easy Access to Health Care, Shopping, Transportation, Fitness • Safety • Spiritual Opportunities • Meaningful Volunteer Opportunities • Travel Opportunities • Educational Opportunities • Multi-Generational Community

  33. What could CMCOA do for you? • Convene key stakeholders • Assess existing policies, programs and services that will affect an aging population (not just aging services) • Determine challenges and opportunities to becoming a livable community for a lifetime • Engage citizens, county agencies, businesses and the private sector to develop and implement a Community for All Ages Plan

  34. Jon KnopikCommunity Services DeveloperforCass, Crow Wing, Morrison, Todd and Wadena CountiesJon.Knopik@CMCOA.org320-253-9349

  35. Central Minnesota Council on Aging1301 West St. Germain StreetSuite 101St. Cloud, Minnesota 56301-2345On the Webwww.cmcoa.org

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