S E C U R E  P A Y M E N T
This presentation is the property of its rightful owner.
Sponsored Links
1 / 7

Secure Payment Gateway and Ecommerce Sites in India PowerPoint PPT Presentation

With payment gateway, customers are able to do safe, secure and fast payments online. This article explains in detail about payment gateway, how it actually works and how it can help you do safe transaction online. Read further to know more about payment gateway in India.

Download Presentation

Secure Payment Gateway and Ecommerce Sites in India

An Image/Link below is provided (as is) to download presentation

Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author.While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server.

- - - - - - - - - - - - - - - - - - - - - - - - - - E N D - - - - - - - - - - - - - - - - - - - - - - - - - -

Presentation Transcript

Secure payment gateway and ecommerce sites in india





Secure payment gateway and ecommerce sites in india

With the booming eCommerce market, the use of payment gateway

has moved upward as well. There are multiple options available to

make online payments, but customers look out for ways that can

promote secure online transaction and protect sensitive data

transmitted through the payment gateway. Let's learn more about

online payment gateway in India and how eCommerce sites are using

it for securing online transactions.

What is Payment Gateway?

A payment gateway is a software that encrypts customers' sensitive

and confidential information and passes the details between an

online store and a bank, which helps in accomplishing the online

transactions safely in real time. In simple words, a payment gateway

is a process that ensures to secure customers' credit/debit card details

when they use it for doing online transactions. The software

authorizes the online financial transactions for maintaining a safe

network for both the retailers and the customers.

Secure payment gateway and ecommerce sites in india

As security is an indispensable element, the card association has

designed a set of procedures and policies to improve the safety of

debit/credit card and cash transactions taking place online and

protect the sensitive and confidential data of the cardholder. This set

of security protocols is known is PCI DSS, which stands for Payment

Card Industry Data Security and Standard. It ensures to protect the

customer data from any online frauds.

How does it work?

It hardly takes a minute to complete an online transaction, but there's

a lot of things going on behind the stage. There are three main parties

involved here that include the merchant website, the Acquiring Bank

and the Issuing Bank.

Here we have explained the process with an example on how

Ecommerce site uses a payment gateway to protect customers'

sensitive data.

Secure payment gateway and ecommerce sites in india

A customer purchases an item online and now moves ahead with the

payment process who holds a MasterCard. He then checks out,

chooses the payment gateway and this is where you feed the card

details. Once the customer fills in the information, the details are

securely processed in an encrypted format to the chosen payment

gateway. Then the payment processor will collect this information

and then communicated with the card company, which is the


Later, the card association will cross-examine the details of the

MasterCard and the bank that has issued the card to the holder, and

in addition, it also checks if the holder has enough account balance or

credit to make the purchase. Now, the bank sends an approval to the

card association, which then gives an approval to the merchant's bank

and then the merchant's bank sends an approval to the payment

gateway, which then approves the overall transaction. This sounds

too technical, but it's so easy when you do it practically.

Secure payment gateway and ecommerce sites in india

Tips for safe online transaction

With thousands of Ecommerce store, it might be difficult to find out a

reliable store to make a purchase. Well, it not at all a task of hardship.

Just follow these few points.

Look out for the green padlock at the corner of the domain name.

This lock ensures customer information safety as the details you

sent through your browser to the server is encrypted, assuring

online security.

Use credit card or online payment services such as EBS, PayUbiz,

etc., to do your transaction because it is safer than debit card


Online shopping stores never demand your social security details

or additional personal information that has nothing to do with the

transaction. Make sure you don't fall into such traps and end up

compromising your bank account. Be smart while doing online


Secure payment gateway and ecommerce sites in india

Check out e-statements and make sure that there's no additional

deduction made from your account. If you find any, even from a

reputable payment service provider, report the issue immediately.

It is not just the duty of the online service provider to take care of

your personal details, but you are equally responsible. Keep your

computer's anti-virus software upgraded as there are hackers

waiting for an opportunity to hack open systems. Ensuring to

follow these simple steps can protect you from online frauds.

Popular Payment Gateway in India

Paytm, PayUbiz, Citrus Pay, BitPay, CCAvenue, PayU Money, PayPal,

EBS, etc. are among the few popular payment gateway service

providers in India.

Secure payment gateway and ecommerce sites in india

About Web Werks India Pvt. Ltd.:

Web Werks is an India-based CMMI Level 3 Web Hosting company

with 5 carrier neutral data centers in India and USA. Started in 1996,

Web Werks has served several Fortune 500 companies with

successful projects in the areas of Web Hosting, Data Center

Services, Dedicated Servers, Colocation servers, Disaster Recovery

Services, VPS Hosting Services, and Cloud Hosting.

For further information contact:

Web Werks India Pvt. Ltd.


  • Login