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Wind damage insurance claims can be tricky. Some insurance policies go into tiny detail about the type of wind damage thatu2019s covered. Today, at Claims Pro USA, weu2019re helping you understand your insurance policy by explaining 4 important things you need to know.
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4 THINGS YOU SHOULD KNOW ABOUT Most Insurance Policies Cover Wind Damage Your Policy May Have an Anti- Concurrent Causation Clause WIND DAMAGE INSURANCE Iftwodisasters(suchasroofdamage andflooding)hityourhomeand onlyoneiscovered,yourinsurance mayrefusetopayforeither.Make sureyouknowifyourpolicy containsthisclause. Mostinsurancepoliciesofferatleast partialwinddamagecoverage.It's evenmandatoryinsomeplaces.The exactextentdependsonyour providerandplan. Insurance Will Choose the Cheaper Option Avoid Storm Chasers Out-of-townrepairservicesmay offerinflatedpricesfollowinga disaster.Notonlyarethese companiesdishonest,butifyour insurancedoesn'tapprovetheir repairs,theymayrefusetopayfor thework. Yourinsurancecompanywilldecide ifrepairsorreplacementarecheaper andwillfundtheirchoice.Seeifthey allowexceptionstothisrule. IF YOUR HOME IS DAMAGED BY WIND Callusat1-833-252-4601orfileawinddamageclaimonline.Pleasehaveyourpolicynumber handy,aswellasyourtelephonenumberand/oremailaddress. Winddamagedhousescan letwaterinside.Ifwindows,doors orskylightshavebeenbroken,&it issafetodosocoverthemwith tarpsorplywoodtopreventrain damageinsideyourhome.Besure tosaveallrepairreceipts. Getprofessionalhelpif youneedit!ClaimsPro USAcanhelpwithall aspectsofwinddamage insuranceclaims. Protectyourproperty fromanyfurtherdamage, butdonotmakeany permanentrepairs. Ifyouhavepicturesof yourhomebeforethe damage,includethem withyourinsurance claim. Takeinventoryandretain anybelongingsthatmay havebeendestroyedor damaged,notingthe brand,priceandother details. Ifsafetodoso,take picturesofanydamage. However,letyourclaims associateorroofing professionalphotograph roofdamage. Documentyourlossand damagedpropertyas thoroughlyaspossible. Reportanyunfairclaim handling.