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BANKING SECTOR AND LEASING MARKET BUSINESS AND STATE REGULATION

BANKING SECTOR AND LEASING MARKET BUSINESS AND STATE REGULATION Kyiv, Ukraine February 21, 2006. INTRODUCTION. RANDAL PETERSEN SENIOR MANAGER – FINANCIAL MARKETS IFC MOSCOW, RUSSIA EUROPE AND CENTRAL ASIA BANKING LEASING

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BANKING SECTOR AND LEASING MARKET BUSINESS AND STATE REGULATION

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  1. BANKING SECTOR AND LEASING MARKET BUSINESS AND STATE REGULATION Kyiv, Ukraine February 21, 2006

  2. INTRODUCTION RANDAL PETERSEN SENIOR MANAGER – FINANCIAL MARKETS IFC MOSCOW, RUSSIA • EUROPE AND CENTRAL ASIA • BANKING • LEASING • MICRO FINANCE • RURAL FINANCE

  3. MICRO FINANCE – POOR 10-20% GAP GAP BANKS – SME LENDING 10-20%

  4. LEASING AS AN ALTERNATIVE SOLUTION MFI POOR 10-20% BANKS – SME 10-20% LEASING 60-80% businesses 90% job creation

  5. INSTITUTIONAL STRATEGIES DOWN – SCALE BANKING UP – SCALE MICRO FINANCE GRADUATES INTEGRATION OF MICRO AND SME PARTISIPATION MODEL BANK – LINKAGES MODEL INSTITUTIONAL STRATEGIES

  6. CONTRACT BETWEEN TWO PARTIES ONE PARTY PROVIDES ASSET USAGE TO ANOTHER PARTY SPECIFIC LENGTH OF TIME NUMBER OF PAYMENTS RATE OF INTEREST PARTY 1 MAINTAINS OWNERSHIP TILL PAID FINANCING OF FIXED ASSETS END OF PERIOD MAY OR MAYNOT PURCHASE ASSET WHAT IS LEASING

  7. IMPROVES ACCESS TO FINANCE ASSET PURCHASED IS COLLATERAL COST MAY BE LOWER VERSUS EXISTING CREDIT TAX ADVANTAGES DEPRECIATION BENEFITS BETTER ACCESS TO EQUIPMENT AND OTHER ASSETS INCREASED FINANCING SOURCES INVESTMENT IN EQUIPMENT THAT CAN MODERNIZE PRODUCTION AND IMPROVE PRODUCTIVITY AND PROFITABILITY REDUCES MAINTENANCE COSTS – NEW REDUCED UPFRONT COSTS – FREES CAPITAL ABILITY TO PLAN ENABLES COMPANY TO MATCH INCOME/EXPENSES CAN BE TAILOR MADE TO SUITS COMPANY NEGOTIABILITY ADVANTAGES OF LEASING

  8. CREATE APPROPRIATE LEGAL AND TAX FRAMEWORK BUILD CAPACITY OF LEASE COMPANIES INCREASE PUBLIC AWARENESS OF LEASING CAMPAIGN CREATE OPPORTUNIES FOR DOMESTIC AND FOREIGN INVESTMENT IN LEASING IFC LEASE PROGRAM

  9. IFC EXPERIENCE 31 YEARS OF EXPERIENCE IN DEVELOPING MARKETS COMBINES TECHNICAL ASSISTANCE WITH INVESTMENT PROGRAMS BY IFC MOSCOW

  10. IFC COUTRY SUCCESS ALDP and Azerbaijan leasing market Number of companies Total Outstanding Portfolio, USD Market volume for the last 3 years: $35 mln

  11. NWLDP and NW Russia leasing market North-West of Russia Number of leasing companies Leasing market volume (bln. USD)

  12. CALP and Central Asia Countries Central Asia industry diversification: Uzbekistan, Kyrgyzstan, Tajikistan Uzbekistan Number of leasing companies Market volume (mln USD)

  13. Central Asia Countries Tajikistan Number of leasing companies Market volume (mln USD) Kyrgyzstan Number of leasing companies Market volume (mln USD)

  14. ULDP and Ukraine Ukraine Number of leasing companies

  15. MLDP and Mongolia leasing market Mongolia Number of lesing companies Total outstanding volume (mln USD)

  16. PROJECT COUNTRIES LEASING SECTORS Azerbaijan North-West of Russia Mongolia

  17. PROJECT COUNTRIES LEASING SECTORS Ukraine Central Asia

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