Bridging the Gap
Download
1 / 32

Bridging the Gap Training Series, 2011 Hillary Lazar, Program Director, NHSA - PowerPoint PPT Presentation


  • 92 Views
  • Uploaded on

Bridging the Gap Training Series, 2011 Hillary Lazar, Program Director, NHSA. Supporting Employees and Strengthening Workplaces The Whys and Hows of Earned Benefits. Understanding the Basics: What Earned Benefits Are and Why They Matter. Understanding the Basics – What Earned Benefits Are.

loader
I am the owner, or an agent authorized to act on behalf of the owner, of the copyrighted work described.
capcha
Download Presentation

PowerPoint Slideshow about ' Bridging the Gap Training Series, 2011 Hillary Lazar, Program Director, NHSA' - ura


An Image/Link below is provided (as is) to download presentation

Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author.While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server.


- - - - - - - - - - - - - - - - - - - - - - - - - - E N D - - - - - - - - - - - - - - - - - - - - - - - - - -
Presentation Transcript

Bridging the Gap Training Series, 2011

Hillary Lazar, Program Director, NHSA

Supporting Employees and Strengthening Workplaces

The Whys and Hows of Earned Benefits


Understanding the Basics:

What Earned Benefits Are and Why They Matter


Understanding the Basics – What

Earned Benefits Are

Examples of Earned Benefits

  • Earned Income Tax Credit (EITC/EIC)

  • (Additional) Child Tax Credit (CTC)

  • State Nutritional Assistance Program (SNAP – formerly Food Stamps)

  • Children’s Health Insurance Program (CHIP)

  • Medicaid

  • Low-Income Home Energy Assistance Program (LIHEAP)

  • Housing Assistance Programs

  • Subsidized Child Care


Understanding the Basics – Why Earned Benefits Matter Now

The Hard Numbers:

43.6 Million

People in America in poverty

40+ Million

People receiving Food Stamps

7+ Million

Eligible for and not receiving Food Stamps

10 Billion+

Dollars in benefits that get left on the table each year

45%

Percentage increase in annual income for some EITC recipients

7%

Percentage of families who claim all four major benefits


Understanding the Basics –

How Earned Benefits Help

Earned benefits and other income supports are crucial for two reasons:

1. Family Success

2. Workplace Success


Understanding the Basics –

How Earned Benefits Help

Family Success:

Budget Gap – Single parent, 2 children, working as a childcare provider, $8.00/hour

Budget Surplus: Up to $2000+/year

2011 Poverty Line for Family of 3 $18,530/Year


Understanding the Basics –

How Earned Benefits Help

Child Care

Rent & Utilities

Transportation

Basic Needs

Medical Expenses

The benefits help workers keep working and care for themselves and their children.


Understanding the Basics –

How Earned Benefits Help

Workplace Success:

  • Decreased absenteeism and presenteeism

  • Increased retention

  • Greater employee commitment

  • Higher-levels of productivity

  • Saves on expenditures and profit-loss


Understanding the Basics –

How Earned Benefits Help

Decreased Absenteeism/Presenteeism:

  • Routine illness – 29%

  • Problems with child care – 22%

  • Transportation for family – 10%


Understanding the Basics –

How Earned Benefits Help

Increased Retention, Commitment, and Productivity:

Employee Support

*An effective workplace demonstrates commitment to employees by providing benefit access and support programs along with other opportunities for career advancement and roles in decision-making, which leads to greater organizational and mission success.


Understanding the Basics –

How Earned Benefits Help

Saves on Expenditures:

How much does it cost to fill a $16k job?

$6,000 - $12,000

Employee Support



Earned Benefits 101 – The Earned Income Tax Credit

What it is:

Who it benefits:

Why it’s important:

How to claim it:

In MD:

Up to $5666 in cash back

Workers who earn up to $48,000

Largest available income booster

Must file taxes

individuals.marylandtaxes.com/taxhelp/


Earned Benefits 101 – The Additional Child Tax Credit

What it is:

Who it benefits:

Why it’s important:

How to claim it:

In MD:

Up to $1000 credit per child

Workers with qualified children ($110k – married, $75k single)

Helps offset cost of raising kids

Must file taxes

individuals.marylandtaxes.com/taxhelp/


Earned Benefits 101 –

Other Major Tax Credits

  • Child and Dependent Care Credit

  • American Opportunity Tax Credit


Earned Benefits 101 - Food Stamps

What it is:

Who it benefits:

Why it’s important:

How to claim it:

In MD:

Pays for groceries with Electronic Benefit Transfer Card (EBT)

Low-income families and individuals

Healthy food means a healthy body

Online application

Independence Card (MD’s EBT)

Up to 35k (family of four), 44k (w/senior) - $668/month

SAIL MD


Earned Benefits 101 - Women, Infants, and Children Program

What it is:

Who it benefits:

Why it’s important:

How to claim it:

In MD:

Pays for nutrition-related health services

Low-income mothers w/kids under 5

Helps moms and kids

stay healthy

Application and

check-up

Up to 40k (family of four)

fha.maryland.gov/wic


Earned Benefits 101 – Other Major Nutrition Programs in MD

  • School Lunch Program

  • School Breakfast Program

  • Special Milk Program


Earned Benefits 101 -

Medical Assistance/Medicaid

What it is:

Who it benefits:

Why it’s important:

How to claim it:

In MD:

Low and no-cost health insurance

Uninsured low-income individuals and families

Covers medical bills and care for uninsured

Application

Up to 17.5k (family of four)

SAIL MD


Earned Benefits 101 - Children’s Health Insurance Program

What it is:

Who it benefits:

Why it’s important:

How to claim it:

In MD:

Low and no-cost Health

Individuals and children who don’t qualify for Medicaid

Covers medical bills for uninsured

Application

Up to 44k (free - family of four)

SAIL MD

www.dhmh.state.md.us/mma/mchp/


Earned Benefits 101 – Other Major Health Programs in MD Program

  • Maryland Pharmacy Assistance Program

  • Medicare Buy-In Program


Earned Benefits 101 - Home and Energy Assistance Program Program

What it is:

Who it benefits:

Why it’s important:

How to claim it:

In MD:

Help with heating, cooling and weatherization

Low-income and at-risk households

Heating and cooling are central to home safety

Application

liheap.ncat.org/profiles/Maryland.htm

MHEAP Hotline

SAIL MD


Earned Benefits 101 - Foreclosure Assistance Program

What it is:

Who it benefits:

Why it’s important:

How to claim it:

In MD:

Help with loan modification and refinancing

Homeowners at-risk for losing their homes

Home is essential for family stability

Call 877-462-7555

Maryland HOPE Initiative

MDHOPE.org


Earned Benefits 101 – Other Housing Assistance Programs Program

  • Privately owned

  • subsidized housing

  • Public Housing

  • Housing Choice

  • Voucher Program

  • (Section 8)


Earned Benefits 101 – Other Benefits and Programs Program

  • State Child Care Subsidies (Child Care Works)

  • Temporary Cash Assistance

  • Veterans Benefits



Workplace Outreach: Program

Raise Awareness

  • Include fliers with paychecks/stubs or when distributing W-2s

  • Put up posters in the break room or bathrooms

  • Send out email “benefit blasts”

  • Talk about benefits during staff meetings

  • Direct employees to Diakon Inroads EAP


Workplace Outreach: How Program

to Talk About Tax Credits

Talking points to emphasize:

  • It’s for working families

  • They earned it – they should get it!

  • The financial crisis

  • It’s a simple process

    Use Language That’s Empowering.


Quick Tips for Workplace Outreach: And Remember! Program

  • Get creative

  • Think strategically

  • 7 is the magic number


Workplace Outreach: Program

Use Existing Resources

Access Information Online:

  • – SAIL MD –marylandsail.org

  • - mdhope.org/

  • - dhr.maryland.gov

  • - Bridging the Gap page


Workplace Outreach: Program

Use Existing Resources

  • Use Referral Services:

Benefits Hotline

- 211

DHR General Information

- 1-800-332-6347

MHEAP

- 1-800-352-1446


LEARN MORE! Program

For more information about benefit outreach

or the Bridging the Gap Initiative please contact:

Hillary Lazar, Program Director – NHSA

202-347-2080 x15 • Ph 202-393-4517 Fax

[email protected]


ad