Forum on Catastrophe Preparedness: Partnering to Protecting Workplaces

1. Forum on Catastrophe Preparedness: Partnering to Protecting Workplaces

2. IIHS Crashes CarsIBHS Crashes Structures

3. All Hazards - National

5. Backbone of Economy Small businesses • 98 % of all firms in US • Employ 50% of workforce • 85% of small businesses employ 10 or fewer • 44% of nation’s payroll • Generate 41% of US business receipts

6. One of every five businesses experiences a major disruption each year. Small business owners have a higher probability of being impacted by a disaster. Small business owners have fewer recovery resources and a lower tolerance for losses. As many as 90% of small businesses do not have a business continuity plan in place. More than 60% of small businesses do not have a backup power supply. Reality Check

7. What Causes Disaster Losses? • Where You Build • How You Build • Design • Construction • How Well You Maintain

8. OUR GOAL: Disaster-Resistant Businesses Make natural disasters a part of how we build and maintain businesses That Is: We Must Make disaster Protection a PUBLIC VALUE

9. OUR GOAL: Disaster-Resistant Businesses We Must Promote construction of disaster-resistant businesses Promote retrofitting of existing structures Promote maintenance of structures

10. Stronger Building Codes Work

11. So, We Know • Buildings built under the latest codes where enforcement was good performed very well • Keys are: • Good up to date code • Uniform and thorough enforcement • Builders and subs who understand and appreciate the risks • Special inspections for key functions

12. What About Existing Structures? 97% The 97% Problem 97% 97% 97% 97%

13. What About Existing Structures? We will never be fully successful in protecting businesses until we solve the retrofit problem!

14. We Must Keep Businesses Open • Business Impact & Recover Planning • Property & Asset Evaluation & Protection • Pre-disaster Property Protection & Post Disaster Recovery Plans

15. FILLMORE, CA

16. FILLMORE, CA

17. “I think it’s time to activate our Plan”

18. PUBLIC OPINION RESEARCH TELLS US You Must Give Me Incentives to Take Property Protection Action

19. FEDERAL INCENTIVES • Income tax deductions / credits • Increased funding for states with a mandatory state-wide building code • Preferred SBA loans

20. STATE INCENTIVES • No sales tax on disaster-resistant materials • No increase in property assessment for disaster-resistant structures • Reduced property transfer tax

21. LOCAL GOVERNMENT INCENTIVES • Reduced permit fees • Fast tracking permit process • Also see property tax and sales tax incentives listed under state

22. BANKING INCENTIVES • Lower interest rates for construction loans • Lower interest rates for mortgages • Lower interest rates for business improvement loans • Reduced loan application fees • Reduced down-payment requirement

23. RETAIL INCENTIVES • Reduced architect / engineer fees • Material manufacturers discounts • Reduced moving company fees • Discounts from furniture / office supply dealers • Discounts on landscape design, installation and maintenance • Monthly discounts on utilities. For example: energy, telephone, cable and security

24. OUR ASSIGNMENTS • Help make disaster protection a public value • Help educate business owners & managers • Promote New disaster-resistant construction • Promote retrofitting of existent structures • Promote adoption & enforcement of strong commercial building codes • Establish Incentives

25. If not us, then who? If not now, then when?