Protective Life Annuity Strategy 2007. Terry Keyes, ChFC National Sales Director Annuities. Model of Distribution. Non-registered Annuities SPIA Index MYGA Registered Annuities Registered MYGA Fixed Annuity Three variable annuities (Class A, B, and C share).
Terry Keyes, ChFC
National Sales Director
Registered MYGA Fixed Annuity
Three variable annuities (Class A, B, and C share)
Calculations based on male age 65 with rated up age of 75; 5% fixed rate return, $500,000 invested, Single life only payout as of 4/01/07 and is subject to change. Current rates may be higher or lower.
Provides both a fixed rate of interestAND the opportunity to earn indexed interest
Each Contract Year
Fixed Interest Rate
Depending on the performance of the S&P 500 Index during the prior contract year
Includes the cost of a standard death benefit—whether or not the client wants it
Gives clients the flexibility to purchase a death benefit—if they need it. For example, the CoverPay Fee Option for the Return of Purchase Payment death benefit can be added for 0.10% (annualized) of the value of the death benefit.
ProtectiveRewardsSM B2A numbers do not reflect persistency rewards. If reflected, numbers would be higher.
This example is for illustrative purposes only and is not representative of any current or future investment results of the Protective RewardsSM B2A variable annuity. Actual results may be higher or lower. Assumes $100,000 contribution, 8% annual return, and M&E charge and administration fee of 1.395% for the top 10 non-group VA contracts and an M&E charge and administrative fee of 1.05% for ProtectiveRewardsSM B2A. The top 10 non-group VA contracts average also includes a standard death benefit, which may be greater than the contract value. The death benefit in the ProtectiveRewardsSM B2A example above would be equal to the contract value.Fees Matter