A Proven Alternative Investment Strategy (Add Your Company Name Here)

1. A Proven Alternative Investment Strategy (Add Your Company Name Here)

2. ACCREDITED INVESTOR DISCLAIMER This presentation is for informational & educational purposes only. This presentation does not constitute an offer to sell or a solicitation of any offer to buy any securities in any state or in the united states of America. This presentation is intended only for preview by accredited investors and by viewing and participation in this presentation represents that an individual would be classified as an accredited investor as that term is defined by the state of Texas. 
Participants must not construe the contents of this presentation or any prior or subsequent communication from the company, agents or affiliates, or any other person associated with this presentation, as legal, financial, tax or investment advice. Each participant should consult his or her own personal legal counsel, business or tax advisor as to legal, tax, financial and related matters concerning the matters described in this presentation.

3. How has your investment portfolio performed over the past three years? 2011 2010 2009

4. Average vs. Actual

6. What type of returns do you need to recover your losses and financially get back on track over the next 5 years?

7. How much risk are you willing to take to recover your losses?

8. Low Risk High Risk Increasing Risk Stable Value Strategies Relative Risk Continuum* Life Settlements - median and average during the past 10 years is over 10% per investor Money Market S&P 500 Yield from 2001-2009: -1.9% Hedge Funds ???????? Investment Grade Bonds 5% Junk Bonds 9% 1 yr Treasuries Emerging Market Stocks Alternative Strategies Traditional Strategies *Relative placement of indices and asset classes based on subjective and industry accepted risk attributes

9. What Are Life Settlements? A Life Settlement is the purchase of an existing life insurance policy at a discount to its face amount. Policyholders are financially sophisticated individuals or trusts who purchased policies for estate planning or other financial purposes and no longer need the coverage.

10. Why Invest in Life Settlements? Inherent Asset Value of Life Settlements Even during the Great Depression, life insurance companies still paid off their policies. True Diversification Life Settlements are immune from fluctuations in the stock and bond market, fuel prices and business cycles. • Reliable Returns Without A Parity of Risk • Because the key factors affecting yield are initial discount and time, rather than economic conditions, exceptional returns can be realized without a parity of risk to investment capital.

11. History and Legal Basis • Life Settlements were recognized as a legal transaction by the U.S. Supreme Court in 1911. Life Settlements were developed in order to meet the needs of individuals who have life insurance they no longer want or need.

12. The Strength of Insurance Companies • If you were to purchase an insurance policy today, would you be concerned about the ability of that that Legal Reserve Life Insurance Company to payout the benefit at maturity?

13. An Exert from: Getting Started with Annuities by Gordon Williamson There are over two thousand different life insurance companies in the United States. Collectively, the Insurance industry of North America owns, controls or manages more assets than all of the banks or oil companies in the world combined. During the Great Depression, it was not the government that bailed out the banking industry, it was the US insurance companies. If there were ever a financial collapse in this nation, the insurance industry would be next to last, second only to the government, to fold. This is only true because the government has taxing power and the ability to print money. If the Insurance industry were ever to collapse we would look back at the Great Depression as a walk in the park

14. Who DOES NOT Like Life Settlements? Insurance Companies & Wall Street! • Here’s Why? • Lapsed Policies = HUGE PROFITS • Most Policies Lapse By Year 10 • Policies are priced to market and lapse factor, not to mortality of insured • According to the American Council of Life Insurers, approximately 8.5% or $1.4 Trillion in coverage is voluntarily terminated EVERY YEAR! • Every dollar spent on LS is a dollar less spent in the market

15. Risks Of Investing In Life Settlements

16. Various Ways to Invest in Life Settlements • Institutional • Bonded • Direct Fractional Ownership • Private Placement (Reg D)

17. Who Is Involved In the Transaction?

18. Life Partners – Life Settlement Provider • LPI is the only publicly traded company in the LS industry – Ranked #1 fastest growing small publically traded company by Fortune Magazine. • LPI is the oldest and one of the largest life settlements companies in the world. • LPI uses an established 50 state network of referring professionals, that supply more than $5 Billion worth of policies viewed monthly. • LPI outsources all Life Expectancy analysis to established and independent underwriting companies to ensure objectivity. • LPI never touches your money!

19. Confidential Case History • All Policies have two LE’s from separate companies. • Longer of the two LE’s determine the amount of Escrow years (84 months or 7yrs) • Both LE’s are averaged to determine the projected ROI

20. Projected Optimized Premium Payments • Premiums Optimized over 15 yrs • Premiums escrowed for 84 months (7 yrs) • 11.68% IRR at LE • 10.09% IRR at Longest LE • 5.39% IRR – 123 Months (10 yrs, 3 mo) Now 89 yrs old • 3.36% IRR – 147 Months (12 yrs, 3 mo) Now 91 yrs old • .75% IRR – 183 Months (15 yrs, 3 mo) Now 95 yrs old

24. Financial Freedom Set Up Appointment with your Financial Advisor Have Confidence In Your Financial Future