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Vocabulary Review. Booklet One. Spending log. A Personal Expense Management log which enables you to determine when, where, how and on what you are you are spending your hard earned income. Delayed gratification. To wait for a reward, rather than expecting something to happen immediately.

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A Personal Expense Management log which enables you to determine when, where, how and on what you are you are spending your hard earned income.

needs

Needs

Food

Shelter

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A motivating force that compels action for its satisfaction. Needs range from basic survival needs (common to all human beings) satisfied by necessities, to cultural, intellectual, and social needs (varying from place to place and age group to age group) satisfied by necessaries.

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