The means test lines that change the game
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The Means Test: Lines that change the game. Cathy Moran Susanne Robicsek. The Means Test.  Making practical sense of …much of BAPCPA, requires bankruptcy judges to adopt the approach of the White Queen, and believe in " as many as six impossible things before breakfast." 

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The Means Test: Lines that change the game

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The means test lines that change the game

The Means Test:Lines that change the game

Cathy Moran

Susanne Robicsek


The means test

The Means Test

 Making practical sense of …much of BAPCPA, requires bankruptcy judges to adopt

the approach of the White Queen, and

believe in "as many as six impossible things before breakfast." 

Trejos, 352 BR 249


The means test lines that change the game

GAME CHANGERS


The means test lines that change the game

Are debts primarily consumer?


The means test lines that change the game

Received

and

Derived?


The only thing constant in life is change

The only thing constant in life is change


When things have changed

When things have changed

  • Job loss

  • Lumpy income

  • Changing or irregular household size


The means test lines that change the game

Marital adjustment


Possible adjustments

Possible adjustments

  • support

  • separate debts

  • 401(k) contributions

  • student loan payments

  • recreation & hobbies

  • bad habits


The means test lines that change the game

Business cases


Debtor gets a refund

Debtor gets a refund


Debtor owes taxes

Debtor owes taxes


Tax situation will change

Tax situation will change


The means test lines that change the game

Line 31


The means test lines that change the game

Personal deferred maintenance


Download slides

Download slides

www.bankruptcymastery.com/workshopslides


Share means test cases

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The means test lines that change the game1

The Means Test:Lines that change the game

Cathy Moran

Susanne Robicsek


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