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The Means Test: Lines that change the game. Cathy Moran Susanne Robicsek. The Means Test .  Making practical sense of …much of BAPCPA, requires bankruptcy judges to adopt the approach of the White Queen, and believe in " as many as six impossible things before breakfast." 

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the means test
The Means Test

 Making practical sense of …much of BAPCPA, requires bankruptcy judges to adopt

the approach of the White Queen, and

believe in "as many as six impossible things before breakfast." 

Trejos, 352 BR 249

slide6

Received

and

Derived?

when things have changed
When things have changed
  • Job loss
  • Lumpy income
  • Changing or irregular household size
possible adjustments
Possible adjustments
  • support
  • separate debts
  • 401(k) contributions
  • student loan payments
  • recreation & hobbies
  • bad habits
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