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USA Benefits Group America’s #1 Online Agency

USA Benefits Group America’s #1 Online Agency. We do the shopping so you don’t have to. ABOUT THE COMPANY USA Benefits Group is a nationwide network of health and life insurance professionals that have been serving small business owners and the self-employed since 1988.

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USA Benefits Group America’s #1 Online Agency

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  1. USA Benefits GroupAmerica’s #1 Online Agency

  2. We do the shopping so you don’t have to. ABOUT THE COMPANY • USA Benefits Group is a nationwide network of health and life insurance professionals that have been serving small business owners and the self-employed since 1988. • Non-captive agents working for you, not the insurance company. STABILITY • 20 years of Health and Life Insurance Specialization SECURITY • Working with only the top rated companies as determined by the A.M. Best Company • Totally secure online platform. HIPAA compliant. • Nationwide fully licensed independent agents COMMITMENT • Dedicated to superior customer service • Annual Reviews TOLL-FREE CUSTOMER SERVICE • Personal and Professional Attention • Knowledge and Dependability • Promptness in Handling Your Requests

  3. A Few Questions to make sure you get what you want. • How old are you? Spouses name and age? ____ • How many dependant children will be covered?___ • Does anyone have any pre-existing health conditions?_______ • Is anyone taking any prescription drugs regularly?__ • Has anyone been hospitalized in the last 5 years?___ • Is anyone currently pregnant? Are you planning a larger family?___ • Do you spend more than $350 (individual) or $750 (family) per year on prescription drugs? • Do you go to the doctor more than 7 times (individual) or 14 (family) due to sickness?____ • What is your current monthly cost?___ Have you had any/many rate increase?____ • Do you have a managed-care plan or HMO plan? • What do you like about your current coverage?_____ • What do you dislike about your current coverage?_____ • What do you feel is the most important reason why you should carry health insurance?______

  4. Getting Started/ Enrollment Procedure • Complete application for health insurance.Submit initial deposit of first month’s premium and an administrative fee. (varies per company) • Future premium payments made by Monthly Bank Draft (M.B. D.)Insures your coverage won’t be interrupted because of a missed payment. Other options may vary • 1-3 Week Evaluation PeriodMay be longer depending upon medical requirements • Insurance company issues your new policyAfter your application has been reviewed and approved. Do not cancel previous coverage until approved. • Deposit is fully refundableIf your application is not approved by the Insurance company

  5. Can you afford to be without Health Care Protection? Examples of doctor and hospital expenses* • Diabetes Mellitus(73 days of hospital confinement)$ 90,755 • Cervical Cancer(95 days of hospital confinement)$ 114,147 • Closed head injury – vehicle accident(105 days of hospital confinement)$ 152,392 • Gastritis and acute vascular insufficiency(194 days of hospital confinement)$ 242,427 • Septic shock due to Weil’s Disease(Multiple hospital confinements)$ 949,583

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