The impact of the changing demography on housing need

1. The impact of the changing demography on housing need HSN/HSA Housing in an Ageing Society seminar York University, 9 April 2013 Aleks Collingwood

2. 3 projects focusing on today Older peoples housing: choice, quality of life and under occupation NPI for Shelter and JRF, May 2012 Who can afford retirement housing? NPI for JRF and AgeUK, September 2012 Supported housing for older people in the UK. An evidence review Jenny Pannell & Imogen Blood for JRF, December 2012 Housing with Care – A Better Life programme The impact of the changing demography on housing need

3. Older peoples housing: choice, quality of life and under occupation - QUESTIONS Choice, availability and affordability: Wide enough choice of suitable housing? Are developers and providers offering what older people want? Is lack of choice the main reason that older people stay put? Quality of life: What is the impact on older people’s wellbeing and quality of life if they move house or not? How does a wider choice of housing options relate to quality of life? Market impacts: What are the impacts on the wider housing market of older people moving home? Does an older person down-sizing free up family-sized housing for families? The impact of the changing demography on housing need

4. Older peoples housing: choice, quality of life and under occupation, Table 1.1 The impact of the changing demography on housing need

5. Older peoples housing: choice, quality of life and under occupation, Figure 1.2 The impact of the changing demography on housing need

6. Older peoples housing: choice, quality of life and under occupation, Figure 1.3 The impact of the changing demography on housing need

7. Older peoples housing: choice, quality of life and under occupation Under –occupation Older person households with support needs Housing for older people Older people in care homes Moving older person households Older person households and housing The impact of the changing demography on housing need

8. Older peoples housing: choice, quality of life and under occupation, Table 1.10 The impact of the changing demography on housing need

9. Older peoples housing: choice, quality of life and under occupation, Figure 1.16 The impact of the changing demography on housing need

10. Older peoples housing: choice, quality of life and under occupation What do older people want? Potential benefits of more suitable housing choices on older people What limits older person households in their decision to move? The supply of housing for older people Alternative approaches Older people’s housing: options and impacts The impact of the changing demography on housing need

11. Older peoples housing: choice, quality of life and under occupation Market impacts of options associated with downsizing Projections Market assessment The impact of the changing demography on housing need

12. Older peoples housing: choice, quality of life and under occupation, Figure 3.5 The impact of the changing demography on housing need

13. Older peoples housing: choice, quality of life and under occupation, Table 3.8 The impact of the changing demography on housing need

14. Older peoples housing: choice, quality of life and under occupation 7.3 million older houses in England in mainstream or specialist housing (about 3% move per year) The specialist housing currently on offer doesn’t reflect the choices that most older people make The official definition implies that any single or couple household with 3 or more bedrooms ‘under-occupies’. Of the 8 million under-occupying households there are nearly as many other (non-older) households as older ones Key Points 1 The impact of the changing demography on housing need

15. Older peoples housing: choice, quality of life and under occupation Since 57 per cent of all older households ‘under-occupy’ the official definition is at odds wilth older people’s views and preferences Death is more important than downsizing in ‘releasing’ larger homes An older person’s health can benefit from a move to more suitable housing as long as it is an informed choice and they remain in control Key Points 2 The impact of the changing demography on housing need

16. Affordability of retirement housing in the UK - QUESTIONS Is retirement housing likely to be viable financially for the majority of older people? (i.e. those on low to moderate incomes, and with only limited equity if they are owner-occupiers) Is the availability of retirement housing restricted – an ‘inequality of access’ – to those receiving means-tested benefits and to those with higher incomes, but not to those in-between? Can self-funders afford to access and then remain in retirement housing (including housing with care) especially if their care needs (and costs) increase? The impact of the changing demography on housing need

17. Affordability of retirement housing in the UK Housing without support Housing with support Housing with care Types of retirement housing and reasons for moving into different types The impact of the changing demography on housing need

18. Affordability of retirement housing in the UK, Table 2.1 The impact of the changing demography on housing need

19. Affordability of retirement housing in the UK Financial help from the state Housing and support costs Care costs State financial support and it’s impacts The impact of the changing demography on housing need

20. Affordability of retirement housing in the UK Not all low-income pensioners are fully and equally helped with retirement housing costs, because of tenure variations The uncertainty of managing increasing housing charges (and care costs) impacts across the income scale Overall, the complexity of different systems makes it difficult for those considering retirement housing to know if and when they would receive any support Conclusions The impact of the changing demography on housing need

21. Affordability of retirement housing in the UK Can public understanding of retirement housing and state help with costs be improved? How can eligible costs be defined more consistently? How can fair treatment for low-income owner-occupiers be ensured? How can savings be taken into account while avoiding disincentives? Questions for policy The impact of the changing demography on housing need

22. Supported housing for older people in the UK identifies significant gaps in the evidence base considers the impact of a broader mix (of age and support needs) among incoming and existing residents in sheltered housing discusses the effect of reduced on-site staffing on quality of life examines concerns about costs, funding and affordability contrasts changes to resident mix and on-site staff in social rented and owner-occupied retirement housing. An evidence review The impact of the changing demography on housing need

23. Supported housing for older people in the UK The impact of the changing demography on housing need

24. Supported housing for older people in the UK Who lives in supported housing for older people? • Social rented housing • Owner-occupied retirement housing • Private rented retirement housing Quality of life for residents with high support needs • Social rented housing • Owner-occupied retirement housing Does supported housing provide a home for life? The impact of the changing demography on housing need

25. Supported housing for older people in the UK, Table 3 The impact of the changing demography on housing need

26. Supported housing for older people in the UK, Table 4 The impact of the changing demography on housing need

27. Supported housing for older people in the UK, Table 10 The impact of the changing demography on housing need

28. Supported housing for older people in the UK The UK has around 550,000 units of housing with support for older people, mainly social rented but also for sale In the changing world of housing and welfare policy, gaps in the evidence on sheltered housing ought to be of concern to policy-makers and commissioners of housing, support and care commissioners because of the effects on existing and prospective residents Limited data on quality of accommodation; extent of support provision; and the age, health, care and social needs of social tenants in England Key points 1 The impact of the changing demography on housing need

29. Supported housing for older people in the UK English data suggests a wider range of people now living in social rented sheltered housing; more people under pension age; more with different needs; and significant numbers aged 85+ Little recent academic or resident-led research evidence of the quality of accommodation or services Many sheltered housing schemes have diminishing levels of on-site staffing affecting the quality of life for some residents Changes to residents’ characteristics and to on-site staff are less evident in owner-occupied retirement housing Key points 2 The impact of the changing demography on housing need

30. Other relevant JRF work in progress Anti-poverty strategy for the UK Housing and Poverty programme JRF DATA The impact of the changing demography on housing need