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Unofficial thoughts on liability
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The viewgraphs following this presentation do not represent the views of any organization with which Herb Lin is affiliated, and in particular they do not represent the views of the CSTB, the National Research Council, or the National Academies.
Losses due to deliberate action (hence no actuarial basis) (terrorists are not a probability distribution)
No metrics for security
Fundamental science of cybersecurity is not known
Damage is often invisible
Technical standardization can be similar to monoculture; weak in face of correlated threat
Impact of fix often impossible to be localized
Losses largely due to accident (harder to insure against arson than lightening)
Fire resistance can be quantified (sort of)
Fundamental science of fireproofing and structural engineering is known
Damage is visible
Standardization is advantageous when failures can be uncorrelated
Impact of fixes can be localized