North and South Carolina Top Ten Lists September 2012

1. North and South Carolina Top Ten Lists September2012

2. Disclosure Statements This presentation was prepared exclusively for the benefit and internal use of the recipient to whom it is directly addressed and delivered (including such recipient’s subsidiaries and affiliates, the “Company”) in order to assist the Company in evaluating, on a preliminary basis, the feasibility of a possible transaction or transactions and does not carry any right of publication or disclosure, in whole or in part, to any other party. This presentation is for discussion purposes only and is incomplete without reference to, and should be viewed solely in conjunction with, the oral briefing provided by Banks Street Partners, LLC (“BSP”). Neither this presentation nor any of its contents may be disclosed or used for any other purpose without the prior written consent of BSP. The information in this presentation is based upon public information, industry research or management forecasts supplied to us and reflects prevailing conditions and our views as of this date, all of which are accordingly subject to change. BSP’s opinions and estimates constitute BSP’s judgment and should be regarded as indicative, preliminary and for illustrative purposes only. In preparing this presentation, we have relied upon and assumed, without independent verification, the accuracy and completeness of all information available from public sources or which was provided to us by or on behalf of the Company or which was otherwise reviewed by us. In addition, our analyses are not and do not purport to be appraisals of the assets, stock or business of the Company or any other entity. BSP makes no representations as to the actual value which may be paid or received in connection with a transaction nor the legal, tax or accounting effects of consummating a transaction. Unless expressly contemplated hereby, the information in this presentation does not take into account the effects of a possible transaction or transactions involving an actual or potential change of control, which may have significant valuation and other effects. IRS Circular 230 Disclosure: BSP and its affiliates do not provide tax advice. Accordingly, any discussion of U.S. tax matters included herein (including any attachments) is not intended or written to be used, and cannot be used, in connection with the promotion, marketing or recommendation by anyone not affiliated with BSP of any of the matters addressed herein or for the purpose of avoiding U.S. tax-related penalties. This presentation is not to be considered a solicitation to buy or sell any securities and does not constitute a commitment by any BSP entity to underwrite, subscribe for or place any securities or to arrange credit or to provide any other services.

3. Most Acquisitive Banks, by Number of Deals Since 2000

4. Most Acquisitive Banks, by Total Deal Values Since 2000

5. Most Acquisitive Banks, by Bank Assets Acquired Since 2000

6. Ten Largest Price Increases Since the Beginning of 2000

7. Ten Fastest Growing Banks, Since the Beginning of 2000 Ranked by absolute dollar change in total assets

8. Ten Fastest Growing Banks, Since the Beginning of 2000 Ranked by percentage change in total assets

9. Ten Largest Banks, By Total Assets

10. Ten Smallest Banks, By Total Assets

11. Ten Oldest Banks

12. Ten Newest Banks

13. Ten Largest Mutual Thrifts

14. Ten Highest Merger Sale Prices Since 2000

15. Ten Highest Trading Prices/ Tangible Book Value

16. Ten Highest Common Dividend Yields