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Retirees Health and Travel Benefit Plans

Retirees Health and Travel Benefit Plans. June, 2013.

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Retirees Health and Travel Benefit Plans

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  1. Retirees Health and Travel Benefit Plans June, 2013

  2. GeneralInformationThe following information is provided to assist you in understanding the major differences between the current retiree plan with Pacific Blue Cross (PBC), and the new plan, effective July 1, 2013, with Johnson Inc. Should there be any discrepancies, the official plan contracts with the individual carriers will govern in all cases.Please note that plan benefits, especially provisions for the stand alone travel plans and premium rates, are subject to change.It is important that you fully understand the provisions and exclusions of your health plans, especially in terms of pre-existing conditions and out of province/country travel coverage.It is also important to note that the UVRA is not able to assist you in determining which of these plans may be best for your own personal situation. Please contact PBC or Johnson’s directly for specific provisions and limitations of the various plans.

  3. Extended Health Benefits

  4. Dental Benefits

  5. Travel Benefits

  6. Which Plan is right for You?? • One size does not fit all • Both plans have advantages and disadvantages • Depends on individual circumstances – health, age, drug usage, travel, etc • UVRA can not recommend which plan is best for your personal circumstances • Need to review the benefits & limitations of each plan, as well as overall costs, to determine which is best for you • Important to remember that these are insurance plans – intended to protect you in case of catastrophic events • Also important note for members of the PBC retirees plan – if you opt out of it, you can not reinstate it at a later date • Please visit the UVRA website http://web.uvic.ca/retirees/ for access to the Johnson plan details

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