1 / 22

Financial Literacy & Capabilities

Houston Community College. Financial Literacy & Capabilities. Over 70 , 000 students 31% Hispanic; 29% African-American; 18% White ; 10% Asian; and 13% international 6 Colleges, 22 campuses Two-thirds of HCCS students are economically and/or academically disadvantaged

tadeo
Download Presentation

Financial Literacy & Capabilities

An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Content is provided to you AS IS for your information and personal use only. Download presentation by click this link. While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server. During download, if you can't get a presentation, the file might be deleted by the publisher.

E N D

Presentation Transcript

  1. Houston Community College Financial Literacy & Capabilities

  2. Over 70, 000 students • 31% Hispanic; 29% African-American; 18% White; 10% Asian; and 13% international • 6 Colleges, 22 campuses • Two-thirds of HCCS students are economically and/or academically disadvantaged • Number one in Texas and third in the nation for associate degree awards • 13th Associate degree producer in all disciplines combined for Hispanic-Americans

  3. Spring 2012 • Awarded grant (MDC & Bank of America) • Met with MDC, BOA, & grant recipients • Reviewed & developed financial literacy & capabilities curriculum -Money Matters BOA -Money Smart FDIC -Practical Money Skills for Life • Began planning for fall 2012

  4. Summer 2012 • Created curriculum, guides, & resources • Held EDUC 1300 professional development • Conducted financial literacy training • Planned financial literacy & capabilities fairs

  5. Curriculum Topics • Cost of Living Factors • Financial Aid & Paying for College • Credit & Predatory Lending • Budgeting & Saving (Liabilities & Assets) Texas Reality Check Playspent

  6. Fall 2012 • Financial literacy & capabilities curriculum implemented system-wide (5,274 students) • Financial literacy & capabilities fairs held at Northwest & Central Colleges (1,159) • Attended Center for Working Families Convening • Planned for the spring fairs • MDC site visit

  7. Financial Literacy & Capabilities Fairs • 4 Days • Central College & NW College at Spring Branch • Over 1,100 students attended • 31 sessions held • Raffles for Barnes & Nobles Gift Cards • Piggy Banks distributed

  8. Financial Literacy & Capabilities Fairs Partnerships • Texas Guaranteed Student Loan Group • The Women’s Resource of Greater Houston • Bank of America • Office of the City Comptroller • Skills 4 Living • Money Management International • First Community Credit Union • HCCS Financial Aid

  9. Challenges • Creating an appropriate curriculum • Training faculty • Reserving facilities • Scheduling presenters • Advertising • Implementation in other SS courses

  10. Fall 2012 Financial Literacy & Capabilities Survey

  11. Open Ended Responses Actions Taken • Started disputing Items on my credit report with the three credit bureaus. • Taking a closer look at unnecessary spending and coming up with a plan to eliminate the spending. • Joined a credit union and a mutual fund. • I begin to really stick to my previous budget plan and look into clearing any debt. • Wrote down all the transactions I made during the month and compared it to how much I was taking in. • None. I am 34 years old, with two homes and a kid on the way. I feel like this section would have been great for me when I was 20. • I think it opened up my mind about Budgeting, now I'm saving change and "Naming" my money. • Reviewed my career goals to my future life and living of my people. • I have been eager to learn more and all about money and economics.

  12. Scaling Spring 2013 Fall 2013 Financial fairs at all (5)colleges fall & spring One day fairs Evening fairs at each college • Curriculum updates • Designate faculty campus sponsors • Financial fairs at 3 colleges • One day fairs at each college • Evening mini-fairs at each college • Summer-train SS faculty

More Related