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Are you facing any instant need to pay your due credit card amount, funds for some medical emergency situation, home renovation or any other needs? All you need then is a personal loan that provides the much-needed monetary support to meet all these requirements. A personal loan is a kind of banking service provided by various banks and financial institutions to facilitate the needs of individuals.
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Why a Personal Loan Fullerton India is The Best Among All The Personal Loan?
Are you facing any instant need to pay your due credit card amount, funds for some medical emergency situation, home renovation or any other needs? All you need then is a personal loan that provides the much-needed monetary support to meet all these requirements. A personal loan is a kind of banking service provided by various banks and financial institutions to facilitate the needs of individuals.
There are more than enough options available for an individual to take the personal loan. Choosing the perfect one for you is an important task. Fullerton India is one of the leading financial institutions that provide a personal loan facility to the customers at an attractive rate of interest with convenient repayment options. In this article, we will talk about the various features that make personal loan Fullerton India one of the best options available in the market.
What are some prominent features of Personal Loan Fullerton India? A personal loan from Fullerton India will surpass all your expectations. There are various benefits that one can enjoy by opting for a personal loan. You can have a look at some of the highlighted features mentioned below. • At Fullerton India, an individual can take loans up to ₹25 lakh to meet the financial expenses. • For both salaried and self-employed individuals, the rate of interest ranges from 10.99% per annum to 40% per annum. Also, remember that the rate of interest depends on various factors such as age, employment stability, existing obligations, etc.
The maximum period for that you can take a personal loan is fixed at 60 months. • The application procedure is totally paperless and hassle-free so that you can get your loan amount quickly. The loan disbursal time is as minimum as 30 minutes, said in one of its brochures. • The processing fee is up to 6.5% of the total loan amount. • If you’re an existing customer of Fullerton India, you can get additional advantages on the rate of interest and processing period. • You can also make a prepayment of your loan amount with minimal charges. The foreclosure charges change according to the tenure period.
How to check your eligibility with the help of Fullerton India Loan Eligibility Calculator? The deciding factors for your eligibility include your income, credit score, repayment capability, and repayment history. To get an exact and error-free idea about the eligibility, you can use the Personal Loan Eligibility Calculator. The process is so simple that it can be used by anyone irrespective of the education background. The steps are as follows.
Fill your city. • Enter your age that can be a minimum of 21 years and a maximum of 65 years at the time of loan maturity. • Select your monthly income and monthly EMI (if any). • Select the rate of interest and tenure period. After filling all these details into the calculator, you’ll get the exact amount of loan for which you can apply for.
Documents required to apply for a Personal Loan Fullerton India: To apply for a loan, you need to submit the following documents. • Personal Loan application with recent photograph • Identity Proof (Voter ID card/ Driving License) • Address Proof (Ration Card/ Telephone Bill/ Rental Agreement) • Last three months’ salary slip • Income Tax returns After submitting these documents, they will be assessed and your candidature will be decided.
