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ICICI Bank is a leading private sector bank offering a wide range of credit cards to meet the varied needs of the customers. The cards have exclusive offers and privileges that can make it a pleasant experience for customers. Doesnu2019t matter how much you enjoy shopping with ICICI credit cards, you canu2019t get away by delaying the payment. If you delay, you will not only pay late payment charges but also come under the brunt of excruciatingly high interest rate and taxes. The amount overdue, if remains very high, can raise concerns later on even if you are lost in the madness of shopping. So, the key lies in making ICICI Credit Card Bill Payment on time. Letu2019s read in this post the ways that can help you do so.
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ICICI Bank is a leading private sector bank offering a wide range of credit cards to meet the varied needs of the customers. The cards have exclusive offers and privileges that can make it a pleasant experience for customers. Doesn’t matter how much you enjoy shopping with ICICI credit cards, you can’t get away by delaying the payment. If you delay, you will not only pay late payment charges but also come under the brunt of excruciatingly high interest rate and taxes. The amount overdue, if remains very high, can raise concerns later on even if you are lost in the madness of shopping. So, the key lies in making ICICI Credit Card Bill Payment on time. Let’s read in this post the ways that can help you do so.
Go Online & Make the Payment Fast You can make the payment in a few minutes using the online option. There are several online payment methods you must adhere to.
Internet Banking You can use the convenience of internet banking to pay ICICI credit card bill. You can use the net banking of either ICICI Bank or any other to pay the bill. If you use ICICI net banking, you can pay on the ‘Credit Card’ section. If you pay from any other bank’s net banking, you need to add the card first. Once the card is added, you will receive a message notifying you of the addition. The moment the bill is generated, you will know on your registered mobile number or e-mail ID.
Debit Card You can even use the debit card online to make the payment. Just visit any trustworthy payment gateway website and make the payment. The payment made will be instantly credited to the account
ICICI Credit Card Payment through UPI You can even use the Unique Payment Interface (UPI) to make ICICI credit card payment. All you need to do is to download the UPI on your mobile phone, enter the card details and make the payment.
Benefits of Making ICICI Credit Card Payment on Time There are several benefits related to paying the bill on time besides avoiding late payments and other levies. Check out that below. Helps Maintain a Good Credit Score – If you pay the bill on or before the due date regularly, it will pay you in the long run. A long track of timely payment would most likely keep your credit score good. The score is vital if you want to access credits in the future.
Scope for Credit Card Limit Enhancement – A spotless payment record can make the bank consider seriously about raising the credit limit, which represents the extent to which you can purchase from a credit card. The more credit limit would help you buy more than what you were able to do with the limit earlier. Exciting Offers – A good payment record can help you pouch on exciting offers, which could include the reversal of annual fee, etc. So, stay online and make ICICI credit card bill payment quickly and prevent unnecessary hassles financially as well as mentally.
