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Chapter 10

Chapter 10. Banking and the Management of Financial Institutions. The Bank Balance Sheet. Liabilities and Equity Checkable deposits Nontransaction deposits( ?????????????? ) Borrowings ( ??????????????? ) Bank capital . The Bank Balance Sheet. Assets Reserves

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Banking Industry

Banking Industry. Number of banks ~7 ,000 decreasing (result of consolidation, deregulation and failures) Number of branches ~ 90,000 increasing (result of relaxed geographical restrictions) About 4,000 are small banks (< $100 million in assets) Banks most commonly ranked by (1) assets.

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Chapter 10

Banking Industry