MIS 301 Information Systems in Organizations. Dave Salisbury [email protected] (email) http://www.davesalisbury.com/ (web site). What We Will Cover:. The Stages of E-Commerce First Generation E-Commerce Technologies: Establishing a Web Presence
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An important aspect of any e-commerce systems is a merchant account which is a bank account that allows the merchant to receive the proceeds of credit card purchases.
A secure gateway provider is a company that provides a network to process encrypted transactions from a merchant’s Web site. It then passes the transactions on to the issuing banks for credit card approval.
A secure gateway provider will usually provide a payment gateway and a processor. The payment gateway links the e-commerce site to the banking system.
The processor accepts data from the shopping cart, formats it, and enters it into the banking network.