An atm counter
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AN ATM COUNTER. INTRODUCTION. An Automated Teller Machine is a self service banking machine attached to a host computer through a telephone network. Services available through an ATM include: Make deposits of cash and checks. Withdraw cash .

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AN ATM COUNTER

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An atm counter

AN ATM COUNTER


Introduction

INTRODUCTION

An Automated Teller Machine is a self service banking machine attached to a host computer through a telephone network.

Services available through an ATM include:

  • Make deposits of cash and checks.

  • Withdraw cash .

  • Transfer money between accounts.

  • Obtain account balance.


History

HISTORY

  • Don Wetzel, vice-president of product planning at Docutel (USA), was the chief conceptualist of ATM.

  • He along with Tom Barnes and George Chastain began work in 1968.

  • The working prototype came about in 1969.

  • The first ATM was installed at the Rockville Centre(New York) based Chemical Bank.


Parts of an atm

PARTS OF AN ATM

  • Two input devices:

    Card reader & Keypad

  • Four output devices:

    Speaker,

    Display screen,

    Receipt printer &

    Cash dispenser


Parts of atm

PARTS OF ATM


Cash dispenser

CASH DISPENSER


Working of atm

WORKING OF ATM


Types of atm connectivity

TYPES OF ATM CONNECTIVITY

  • An ATM connects and communicates through a host processor .

  • Two types of connectivity

    Leased line

    Dial-up Line


An atm counter

  • Leased Line:

    ATM connects directly to the host through a 4 wire point-to-point dedicated phone line.

  • Dial-up Line:

    ATM connects to the host through a normal phone line using a modem and a toll free number.

    or

    Through an ISP using a local access number.


Difference between leased and dial up line

DIFFERENCE BETWEEN LEASED AND DIAL-UP LINE

  • Leased line:

    Initial cost of setting up very high.

    Monthly operating costs very high.

  • Dial-up line:

    Initial cost of setting less than half of leasedline.

    Monthly operating costs fraction of that of leased line.


Benefits of atm

BENEFITS OF ATM

  • FOR THE BANK:

    Increases existing business.

    Generates new business.

    Provides additional revenue streams.

    ATM pays for itself.

  • FOR THE CUSTOMER:

    Saves time and money.

    Can get cash whenever and wherever required.


Safe usage

SAFE USAGE

  • Don’t scratch or bent your ATM card.

  • Don’t write down your PIN anywhere.

  • Make your PIN a series of numbers or alphabets that you can easily remember.

  • Cover the ATM keypad when you type your PIN

    so that other people cannot see it.


It is important to use a well lit public atm at night

It is important to use a well-lit,public ATM at night.


Security features inside an atm facility

SECURITY FEATURES INSIDE AN ATM FACILITY

  • Surveillance camera.

  • Doors that automatically lock if there is an attempt to break open the machine.

  • Alarm system that connects to central monitoring point.


New innovations

NEW INNOVATIONS

  • PC- based ATM.

  • ATM with keypad having Braille letters and numbers.

  • Wireless ATM

  • Mobile ATM

  • Floating ATM


Atm with braille keypad

ATM WITH BRAILLE KEYPAD


Pc based atm

PC-BASED ATM


Manuctures of atm

MANUCTURES OF ATM

IBM

DIEBOLD

WINCRO

TRITON

TIDEL


Conclusion

CONCLUSION

  • The result suggest that we can use ATM whenever & wherever we need.

  • ATM is very popular among us.


An atm counter

Thank You


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