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14 minutes ago - COPY LINK TO DOWNLOAD : https://koencoeng-ygtersakity.blogspot.mx/?lophe=B0C1ZXSRTR | PDF_ Long-Term Care : The Elephant Lurking in Your Retirement | Is Long-Term Care the Elephant in YOUR Room?It's a huge potential financial challenge for millions of Americans that is all too often swept under the rug, left unresolved, and given little advanced planning. That can change right now!Needing Long-Term Care is a life-changing event that has serious consequences for your spouse and/or children and as well as your ability to keep your financial promises during retirement.This book squarely addresses both scenarios:1) when you have the time and good health to plan ahead and2) when there is no time or good health for planning.Is it possible you will live a long life? If so, is it possible that your physical or cognitive health could become compromised? If extended care were needed, wouldn't there be serious consequences to the emotional, physical, and financial well-being of your caregivers? So the question is, what8217s your plan to mitigate those consequences to those you love?This is an essential guide to help everyone financially prepare for8212or navigate long-term care (LTC), including these and much more:* Creating TAX-FREE Money for Quality Long-Term Care by Using Provisions of the Pension Protection Act* Tax-Efficient Strategies to Use Your IRA for LTC expenses* Innovations for Financing Long-Term Care to Age in Dignity and Maintain Your Choices and Independence* Empowering You and Your Family: Resources and Support for LTC Such as Understanding Medicaid, VA Benefits, and Asset Protection StrategiesAnd did you know that 12 states are exploring TAXING WORKERS WHO DO uNOT/u OWN AN LTC policy? Washington State already passed a law adding a payroll tax! From navigating the complex landscape of using insurance and government programs for financing LTC expenses to tips on getting the quality care you deserve, this book provides practical advice and solutions for addressing the 8220elephant8221 in almost everyone8217s retirement.All of us want to remain in our homes for as long as possible. Are you planning on having family members take on this responsibility? Have you fully thought through putting your spouse or children through this ordeal? So, let8217s make a plan to ensure your family are your careu supervisors/u and NOT your care uproviders/u to protect their own emotional and physical well-being.Depending upon where you live, home care, assisted living, or nursing home care costs about 4,000 to 15,000 a month! Those are today8217s costs. What eye-popping levels will those costs be 10, 20, or 30 years in the future?Mark also breaks down the complicated world of Medicaid, including mandatory estate recovery and transferring assets to qualify. And he didn8217t leave out some little-known options for many Veterans. Thank you for your service!Considering self-insurance? Mark explains private-pay insurance strategies to leverage one8217s own dollars to maximize the available funds.Mark provides many examples of traditional LTC insurance plans and the increasingly popular annuity-based and life insurance-based long-term care financing strategies. These plans eliminate the 8220use it or lose it8221 worry of traditional LTC policies and makeup 84% of insurance solutions today while multiplying one8217s own funds by 3-5 times or more.He even explores little-known 8220short-term care8221 plans for those with few assets or in poor health.Also, get tips on choosing the right home care agency, adult day care center, assisted living facility, and nursing home, no matter how these expenses will be paid for.The table of contents shows that "Long-Term Care: The Elephant Lurking in Your Retirement" is indeed a comprehensive guide and your ultimate resource.Get your copy and start reading and learning today.<br>
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