Documenting disability for medi cal and social security
Sponsored Links
This presentation is the property of its rightful owner.
1 / 39

Documenting Disability for Medi-Cal and Social Security PowerPoint PPT Presentation

  • Uploaded on
  • Presentation posted in: General

Documenting Disability for Medi-Cal and Social Security. Joe Hennen Vocational Rehabilitation Services Chris A. Douglas Legal Aid Society of San Mateo County. Outline of Training. Primer of Disability Benefits SSI and SSDI Medi-Cal and Medicare Application Process

Download Presentation

Documenting Disability for Medi-Cal and Social Security

An Image/Link below is provided (as is) to download presentation

Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author.While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server.

- - - - - - - - - - - - - - - - - - - - - - - - - - E N D - - - - - - - - - - - - - - - - - - - - - - - - - -

Presentation Transcript

Documenting disability for medi cal and social security

Documenting Disability for Medi-Cal and Social Security

Joe Hennen

Vocational Rehabilitation Services

Chris A. Douglas

Legal Aid Society of San Mateo County

Outline of training

Outline of Training

  • Primer of Disability Benefits

    • SSI and SSDI

    • Medi-Cal and Medicare

  • Application Process

  • Definition of Disability & Proving It

  • Special Issue: Alcohol and/or Drugs

  • Group Discussion

    • Issues/Questions/Comments

  • San Mateo County Resources


Familiarity of disability programs available to clients

Familiarity of Disability Programs Available to Clients

Social security primer

Social Security Primer

SSA administers 2 disability programs:

  • SSI – Supplemental Security Income

    • Cash assistance payments to disabled, blind, and elderly individuals who have limited income and resources.

    • The federal government funds SSI through general tax revenues and California supplements the federal rate.

    • Automatically receive Medi-Cal.

  • SSDI – Social Security Disability Insurance

    • Monthly disability benefits based on an insured worker's earnings. Need to have worked enough to be covered. (SS Trust Fund)

    • No income or resource limits attached to SSDI benefits.

    • Beneficiary receives Medicare in 24 months.

  • Both programs have different and complicated rules

Social security programs

Social Security Programs

Social Security Disability Insurance (SSDI)

  • a.k.a. Title II, SSA, DIB, RSDI

  • Insurance program–work credits

  • Amount based on work history

  • No Means Test

  • No Resource Test

  • Blind or Disabled

  • Link to Medicare

Supplemental Security Income (SSI)

  • a.k.a. Title XVI, SSI/SSP

  • In CA $845/mo. for most adults

  • Reduced if other income, deeming or in-kind support

  • Low Income, Low Resources (<$2,000 for individual, $3,000 for couple)

  • U.S. resident and citizenship or qualified immigration category (otherwise CAPI)

  • Aged, Blind or Disabled

  • Link to Medi-Cal

Health care coverage

Health Care Coverage

  • Medicare – 65 & older or 24 months on SSDI

    • Parts A, B, C and/or D

    • Can have premiums, co-pays, deductibles and coverage gaps

    • If income/resources are low, may also apply through County for Aged/Disabled Medi-Cal

  • Medi-Cal—California’s Medicaid

    • Automatic with SSI, no waiting period

    • May apply with County if not on SSI

      • Many different ways to link to Medi-Cal

      • Free or Share of cost (SOC)

    • CA Working Disabled Medi-Cal (250%) program

Ssi application process overview

Call SSA at 1-800-772-1213 or file claim online to establish Protective Filing Date

SSI Application Process Overview

Complete Application and Disability Report

SSA Determines Non-Medical Eligibility

SSA Sends Medical Information & Releases to State DDS, Where A Disability Analyst Is Assigned

DDS Processes & Makes Disability Determination

Claimant’s Folder Is Returned To Local SSA Office

SSA Notifies Claimant of Decision By Letter


Ssi application process dds

SSI Application Process-DDS

  • Disability Determination Service

    • State agency with Social Services

    • Analyst requests & reviews medical records

    • Medical Consultant review medical records

    • Decision based on paper file

      • Might not get all existing medical records

      • Do not see or examine claimant directly

      • May Send to Consultative Exam (CE) with a

        non-treating clinician


Views on the importance of assistance through the process

Views on the importance of assistance through the process

Frequency of assistance

Frequency of assistance

Practical knowledge

Practical knowledge

Establishing disability

Establishing Disability

  • SSA’s Definition of Disability & Proving It

    • 5-step sequential evaluation process

    • A closer look at functional limitations and residual functional capacity

  • Special Issue-Drug Addiction & Alcoholism

  • Your Role in Documenting the Disability

    • What SSA/DDS considers

    • Assembling a Good Application

  • The Medical Source Letter

Social security s definition of disability for adults

Social Security’s Definition of Disability (for Adults)

“The inability to do any substantial

gainful activity by reason of any medically determinable physical or mental impairment which has lasted or can be expected to last for a continuous period of not less than 12 months or result in death.”

  • SGA in 2011 is $1000. Or working 30 hours per week earning minimum wage of $8.00.


Documenting disability for medi cal and social security

Is the claimant engaged in substantial gainful activity?

If yes, not disabled. If no, proceed to step 2.

Does the claimant have a severe impairment?

If no, not disabled. If yes, proceed to step 3.

Does the claimant have an impairment that meets or equals a listed impairment?

If yes, disabled. Process stops, you win! If no, proceed to step 4.

Can the claimant return to his or her past relevant work?

If yes, not disabled. If no, proceed to step 5.

Can the individual do any type of work that exists in significant numbers in the national economy?

If yes, not disabled. If no, disabled. You win!

5-Step Disability Evaluation Process






Disability steps 1 2

Disability--Steps 1 & 2

  • Step One: SGA—Is the Person Working?

    • Engaged in Substantial Gainful Activity (SGA) (~$1,000/mo. for a disabled individual)

    • Substantial and Gainful

  • Step Two –Is the Impairment Severe?

    • Significantly limits an individual’s physical or mental abilities to do basic work activities

    • Need only show more than minimal limitation

    • Low threshold to proceed to step 3


Step 3 the listings

Step 3: The Listings

  • Examples of Conditions That are Presumed to Be Disabling

  • Compare Diagnosis, Symptoms, Clinical Findings, and Functional Limitations to the Criteria of the Listings

  • If Medical Records Show Claimant’s Condition Meets or Equals A Listing, Then Patient Should be Found Disabled

  • Organized Into 14 Body Systems


Drug addiction alcoholism

Drug Addiction & Alcoholism

  • SSA no Longer Considers Drug addiction or alcoholism (DA&A) alone to be disabling

  • If there is evidence of DA&A, must show that impairments would still meet a listing disability criteria without DA&A

  • An individual does not need to be clean and sober to qualify


Substance addiction disorders 12 09

Substance Addiction Disorders 12.09

Behavioral or physical changes associated with regular substance use that affects the central nervous system.

The required level of severity is met when the requirements of any of the following (A through I) are satisfied:

A. Organic mental disorders - 12.02

B. Depressive syndrome – 12.04

C. Anxiety disorders – 12.06

D. Personality disorders – 12.08

E. Peripheral neuropathies – 11.14

F. Liver damage – 5.05

G. Gastritis – 5.00

H. Pancreatitis – 5.08

I. Seizures – 11.02 or 11.03


Drug addiction alcoholism1

Drug Addiction & Alcoholism

  • Need to identify other physical and/or mental impairment(s)

    • Tip: Ask claimant whether the reported problems occur when s/he is sober or only when using.

    • Document functional impairments that exist when sober.

      • If active use: comprehensive history exploring onset of impairments, trauma, abuse, foster care, education, emotional and physical health.


Affective disorders step 3 mental 12 04 b

Affective disorders (Step 3) – Mental 12.04(B)

  • 12.04 Affective disorders: Characterized by a disturbance of mood, accompanied by a full or partial manic or depressive syndrome. Mood refers to a prolonged emotion that colors the whole psychic life; it generally involves either depression or elation.

    The required level of severity for these disorders is met when the requirements in both A and B are satisfied, or when the requirements in C are satisfied.

    A. Medically documented persistence, either continuous or intermittent, of one of the following:

    1.Depressive syndrome characterized by at least four of the following:

  • a. Anhedonia or pervasive loss of interest in almost all activities; or b. Appetite disturbance with change in weight; or c. Sleep disturbance; or d. Psychomotor agitation or retardation; or e. Decreased energy, or f. Feelings of guilt or worthlessness; or g. Difficulty concentrating or thinking; or h. Thoughts of suicide; or i. Hallucinations, delusions, or paranoid thinking; or [manic or bipolar syndrome]

Sample listing step 3 mental 12 04 b c

Sample Listing (Step 3) – Mental, 12.04(B), (C)

B.Resulting in at least two of the following:

1. Marked restriction of activities of daily living; or

2. Marked difficulties in maintaining social functioning; or

3. Marked difficulties in maintaining concentration, persistence, or pace; or

4. Repeated episodes of decompensation, each of extended duration; or

C. Medically documented history of a chronic affective disorder of at least 2 years’ duration that has caused more than a minimal limitation of ability to basic work activities, with symptoms and signs currently attenuated by medications or psychological support, and one of the following:

1. Repeated episodes of de-compensation, each of the extended duration; or

2. A residual disease process that has resulted in such marginal adjustment that even a minimal increase in mental demands or change in the environment would be predicted to cause the individual to decompensate; or

3. Current history of 1 or more years’ inability to function outside a highly supportive living arrangement, with an indication of continued need for such an arrangement.

Medical equivalency step 3 meets or equals a listing

Medical Equivalency (Step 3) – Meets or Equals a Listing

  • Equals a Listing: Do Not Have Required Specific Clinical Criteria to Meet Listing

    • but functional limitation of impairment is as severe as a listed impairment

  • Could be Combination of Impairments:

    • Several impairments, none of which meets or equals a listing by itself

    • Combined effect, including effects of obesity, creates functional limitations equal to that of a listing


Step 4 ability to work

Step 4: Ability to Work

  • Can the Claimant Return to His or Her Past Relevant Work?

    • based on Residual Functional Capacity

  • Past Relevant Work = Substantial Gainful Activity within past 15 years

  • If Yes, Not Disabled (Ends Here)

  • If no--go to Step 5


Step 5 ability to work

Step 5: Ability to Work

  • Able to Do Any Work That Exists in Significant Numbers in the National Economy Despite Limitations?

    • Use “Grids” to show not disabled

    • Any job - need not be actually available

  • If Yes (can do a hypothetical job), Not Disabled

  • If No, Disabled


Documenting disability for medi cal and social security

Understanding, Remembering, and Carrying Out Simple Instructions

Making Simple Work-Related Decisions

Responding Appropriately to the ordinary stress of a work-day or work-week

Interacting Appropriately with Supervisors, Co-workers, or the public

Keeping Regular Attendance

Dealing with Changes

Can Patients Meet the Basic Mental Demands of Work?

Rfc activities of daily living

RFC: Activities of Daily Living

  • Do They Need Help with Basic Activities of Daily Living?

  • Do They Have Difficulty Caring for:

    • Self: taking medications, grooming and hygiene

    • Home: shopping, cooking, cleaning

    • Finances: paying bills, managing money

  • Moving Through the World:

    • Using telephone, public transit, driving


Proving disability medical documentation

Proving Disability Medical Documentation

  • Medical Records Are Needed to Document Impairment(s)

  • Treating Source Should be Given Most Weight (Treatment Team)

    • If consistent with record

    • Longer relationship = more weight

  • Examining > Non-Examining

  • Specialists> Non-Specialists


Medical documentation proof

Medical Documentation & Proof

  • M.D. or Ph.D. Opinion is Given Most Weight (can sign off as supervisor of a treatment team)

  • Other Sources are Entitled to Some Weight (hierarchy of evidence):

    • M.D. or Ph.D. > other clinicians (e.g., MFT, LCWS, RN, NP)

    • Lay witnesses (teachers, relatives, etc.)

    • Claimant’s subjective complaints


Non medical sources

Non–Medical Sources

  • Lay Witnesses & Claimant

  • Non-Medical Sources Can Elaborate on Severity of Impairment

  • Effects on Daily Activities, Exertional; and Non-Exertional Limitations.

  • Statements from Claimant and Third-Parties can Bolster Underlying Medical Evidence


The clinician s role

The Clinician’s Role

  • Document disability

  • Cite to objective evidence

  • Describe functional limitations

  • Do not need to draw conclusion regarding ability to work

    • DDS/SSA’s role is to decide if a Patient is disabled – the clinician’s role is to document


Documenting the impairment

Documenting the Impairment

  • DDS Must Consider Combination of Mental and or Physical Impairments, and Resulting Functional Limitations

  • Consider Interaction of Impairments

    • e.g., Depression and Chronic Pain or Depression and Heart Disease

    • Condition Exacerbated by Obesity?

    • Side Effects of Medication


Narrative summaries

Narrative Summaries

  • Medical Source Statements and Letters Increase Success Rates

  • Review the Listings

    • compare clinical findings, symptoms, etc.

    • Do not need to conclude if listing met, but include any relevant evidence

  • Include Details, not just conclusions

    • Describe severity, duration, include all relevant details and functional limitations


Pulling it all together a good disability application

Pulling It All Together: A Good Disability Application

  • Gather & Submit Medical Records

    • Physical & mental health records

    • School / special education records

    • Refer for other treatment if needed

  • Gather Social & Work History

  • Provide a Current Assessment or Medical Source Statement

  • Include any Third Party Reports


Top factors in determining who to encourage and who to help to apply

Top factors in determining who to encourage and who to help to apply

  • Patient’s financial situation

  • Diagnosis

  • Current functioning

  • Prognosis

  • Co-occuring AOD issues

  • Work history

Need for clear organization

Need for clear organization

The recovery model

The Recovery Model

  • Economic and food insecurity are impediments to recovery.

  • All public benefit programs have work incentives to get people off benefits.

  • The entire system benefits from having all eligible individuals receiving public benefits.

Ssi and ssdi employment supports

SSI and SSDI “Employment Supports”

  • Once on benefits there are special rules that allow a person to work and:

    • Continue to receive monthly cash benefits

    • Have benefits restart if substantial work stops

    • Keep Medicare or Medi-Cal

    • Help with training and special expenses

  • Separate Rules forSSDI andSSI programs

Group discussion

Group Discussion

  • Deciding who to help:

    • Who are the best candidates

    • How do we identify them

  • How do we help:

    • Who to contact

    • How to support the client

    • How to get documentation

  • Does helping clients apply fit our philosophy?

    • Limiting individuals recovery


Disability benefits planning assistance resources

Disability Benefits Planning & Assistance Resources

  • VRS Financial Empowerment Project (FEP)

    550 Quarry Road, San Carlos, CA

    (650) 802-6578; 802-6486

  • Center for Independence of Disabled (CID)

    1515 S. El Camino, CA 94402

    (650) 645-1780

  • Legal Aid Society of San Mateo – Mental Health SSA Project

    5th Ave, San Mateo, CA 94402

    (650) 558-0915

  • San Mateo County Medi-Cal TeleCenter


  • HICAP, The Medicare Counseling Program

    1-800- 434-0222

  • website

  • Login