Usda rural development
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USDA Rural Development. Rural Housing Services: Community Facilities and Single Family Housing. Community Facilities. USDA Rural Development finances facilities essential to the quality of life in any rural community

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USDA Rural Development

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Usda rural development

USDA Rural Development

Rural Housing Services:

Community Facilities and Single Family Housing


Community facilities

Community Facilities

  • USDA Rural Development finances facilities essential to the quality of life in any rural community

  • We offer loans, guaranteed loans, and grants to develop facilities in rural areas and towns of up to 20,000 in population


Community facilities1

Community Facilities

  • Funds can be used to:

    • Construct;

    • Enlarge;

    • Purchase; or

    • Improve community facilities.

      This can include costs to acquire land needed for a facility, pay necessary professional fees, and purchase equipment required for its operation


Community facilities2

Community Facilities

  • Examples of Essential Community Facilities:

    • HEALTH CARE – Clinics, ambulatory care centers, hospitals, rehabilitation centers, nursing homes

    • EDUCATION – Schools, school buses, Headstart centers, pre-schools, child care centers, college classrooms and dormitories

    • PUBLIC SAFETY – Communications centers, police and fire stations, fire trucks, rescue vehicles, jails

    • PUBLIC SERVICES – Adult day care centers, city halls, courthouses, community centers, homeless shelters, domestic abuse centers, food banks, airports, garages, off-street parking, sidewalks, street improvements, libraries, museums, fairgrounds, animal shelters


Community facilities3

Community Facilities

  • Who May Apply?

    • Loans, grants, and guarantees are available to public entities such as municipalities, counties, and special-purpose districts, as well as to nonprofit corporations and tribal governments

    • In addition, applicants must have the legal authority to borrow and repay loans, to pledge security for loans, and to construct, operate, and maintain the facilities


Community facilities4

Community Facilities

  • Other information:

    • Terms

    • Interest Rate

    • Grant Ratio

    • Security

    • Application Process


Single family housing

Single Family Housing

  • DIRECT SINGLE FAMILY HOUSING LOANS

    • The program offers home loans to lower income individuals who are unable to obtain credit elsewhere, with interest rates as low as 1% - and no down payment

    • Loans are made to dwellings located in eligible rural areas (visit: www.rurdev.usda.gov)

    • The standard term for a loan is 33 years for most borrowers; however, it can be extended to 38 years

    • Applications are made directly with a Rural Development Area Office


Single family housing1

Single Family Housing

  • GUARANTEED RURAL HOUSING LOANS

    • Loans are made to purchase new or existing single-family dwelling or to finance construction

    • Closing costs & guarantee fees can also be financed

    • 30 year term/fixed interest rate

    • Up to 100% of appraised property value plus the guarantee fee (2% of loan amount and .4% annual maintenance fee)

    • Applications are made directly with authorized lenders


Single family housing2

Single Family Housing

  • HOME REPAIRS LOANS AND GRANTS

    • The program allows income eligible rural homeowners with very low income to repair or improve a home, making it safe and sanitary, by removing health and safety hazards

    • Loans have a 1% interest rate, have a $20,000 limit, and have a maximum term of 20 years

    • Grants are available exclusively to rural senior aged 62 or older and have a $7,500 limit

    • Funds cannot be used to assist in new construction or to pay for off-site improvements

    • Applications are made directly with a Rural Development Area Office


Contact us

CONTACT US

  • Visit the PA Website: www.rurdev.usda.gov/PA

  • Community Facilities Program Line: (717) 237-2199

  • Housing Program Line:

    (717) 237-2186

    Lilian Lipton, Loan Specialist

    (717) 237-2285 or [email protected]


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