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“I AM RESPONSIBLE FOR MY FINANCIAL FUTURE” Tips for saving money. Created by: Zain Mehdi Itec 1301 Section 25522 Instructor: Natalia Fofanova University of Houston. POWERPOINT MAP . ME COUNT ON CHANGE CHANGE CYCLE BANK IT FREE STUFF AND DEALS FAST FOOD INVEST IN YOUR FUTURE

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I am responsible for my financial future tips for saving money

“I AM RESPONSIBLE FOR MY FINANCIAL FUTURE”Tips for saving money

Created by: ZainMehdi

Itec 1301

Section 25522

Instructor: Natalia Fofanova

University of Houston

Zain Mehdi


Powerpoint map
POWERPOINT MAP

  • ME

  • COUNT ON CHANGE

  • CHANGE CYCLE

  • BANK IT

  • FREE STUFF AND DEALS

  • FAST FOOD

  • INVEST IN YOUR FUTURE

  • CREDIT CARDS ARE FOR EMERGENCIES ONLY

  • EDUCATION INVESTMENT

  • AVOID UNNECESSARY COSTS

  • AVOID UNNECESARY COSTS CONT.

  • APPLE PRODUCTS

  • CREDITS

  • THE END

Zain Mehdi


ME

  • My name is ZainMehdi. I am currently studying at University of Houston. I am in the supply chain and logistics degree program.

Zain Mehdi


Count on change
COUNT ON CHANGE

  • At the end of the day when ever I have change in my pockets I put it in a box I have in my room, you can call it my “piggy bank”. At the end of the year I count all the change I have and take it too the bank. Last year my change came out to almost $300. That’s $300 I wouldn’t have had if I had spent the change.

  • Remember “a penny saved is a penny earned”

Zain Mehdi


Change cycle
CHANGE CYCLE

Zain Mehdi


Bank it
BANK IT

  • I opened up a checking account few years ago for a school project in high school. I am so glad I did. Every time you get your monthly salary decide how much you will put in the bank and how much you will spend. If you are disciplined in this you will have saved a lot of money in a few years.

  • Tip: when going to open up an account ask for a free checking account. This account has no interest and you won’t have to pay any fees either.

Zain Mehdi


Free stuff and deals
FREE STUFF AND DEALS

  • There are always deals available online.

  • You can find deals or free events in your area.

  • You can find all kinds of free samples by going to company websites.

  • Couple of websites I use are:

    www.couponcravings.com

    www.houstononthecheap.com

Zain Mehdi


Fast food
FAST FOOD

  • Eat out less and pack a lunch.

  • Eating out will decrease your bank account and will add to your belly.

  • Homemade food is healthier than fast food.

    Research shows that every fast food restaurant that opens up in your neighborhood gives you an extra 1% chance of having a heart attack .

Zain Mehdi


Invest in your future
INVEST IN YOUR FUTURE

  • Invest in stocks, but remember you could easily lose money in this too. So talk to a professional advisor before you go invest your savings.

  • The most famous investor of all time and one one of the richest man on the planet is

    Warren Buffet. The video below tells you about him and tips that he has offered people from all over in regards to investing money.

    Warren Buffet Investing Tips

Zain Mehdi


Credit cards are for emergencies only
CREDIT CARDS ARE FOR EMERGENCIES ONLY

  • I remember when I got my first credit card. My parents told me “emergencies only”. Of course I didn’t listen and when the monthly statement came I saw that I always spent more than planned specially on fast food and gasoline.

    Every thing adds up. I know people in college that are paying 20 percent interest because they couldn’t pay their bills on time.

Zain Mehdi


Education investment
EDUCATION INVESTMENT

  • When ever you have the thought that college is “a waste of time” think again.

  • This is a investment for knowledge that no one can ever take from you.

  • A college graduate earns about $22,000 per year more than a person who doesn’t.

Zain Mehdi


Avoid unnecessary costs
AVOID UNNECESSARY COSTS

  • Return library books and videos rented

    back on time.

  • Public libraries make millions on overdue books.

  • Did you know that not returning library books can ruin your credit score.

  • You can also be arrested.

    Click below for more information

    http://www.fightidentitytheft.com/blog/-2-2-2-2-2-2-2-2/an-overdue-book-can-ruin-your-credit-score-really

    http://booksnark.net/wisconsin-woman-arrested-for-not-returning-library-books/

Zain Mehdi


Avoid unnecesary costs cont
AVOID UNNECESARY COSTS CONT.

  • Don’t be lazy and park where you are supposed to. Read the signs and follow the rules

  • Pay your bills on time

  • Why pay for fines when you could save that money for something else.

    Click picture

    to flush

Zain Mehdi


Apple products
APPLE PRODUCTS

Zain Mehdi


The computer
The Computer

  • The first operational electro-mechanical computer was used to crack secret Nazi codes. Innovation has miniaturized computers while increasing their power exponentially: the transistor (1947), the integrated circuit (1959) and the microprocessor (1970), increased the speed to process data, while the hard disk (1956), modem (1980) and mouse (1983) boosted their power to make data accessible.


Credits
CREDITS

  • www.forbes.com

  • www.wikipedia.com

  • www.google.com

  • www.apple.com

  • www.youtube.com

Zain Mehdi


The end
THE END

I hope you have

Enjoyed my presentation.

Zain Mehdi


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