Data Analyst

1. Data Analyst Objective • Forecast and measure profitability of portfolios, products, sale channels, dealers, etc. • Provide expertise to acquire, manage, manipulate and analyze data • Classify segmentation based on the delinquent rate and loss rate, on the product and portfolio level. Key responsibilities Reporting participation • Monitor the performance of specific products, portfolios. • Evaluate credit quality of new bookings. • Evaluate the performance of exceptions, credit deviation, policy changes. • Evaluate the performance of each loan sourcing channels, agents, and underwriters. • Perform statistical analyses for projects and reports • Develop and using profit model to forecast profitability of each product, portfolio; tracking the actual performance with planning. • Integrate feedback from Collection results to form contact ability, repayment capacity knowledge and reasons for not repayment. • Work with related departments/unit to generate routine or ad hoc reports • Manage the necessary projects in Risk Management if required • Undertake other tasks assigned by Head of Risk Policy. • Head of Risk Policy Qualification • Background • University degree in IT, Statistics or its equivalent. • At least one year experience in Consumer finance or Retail banking. • Skills • Ability to analyze statistical and other types of data. • ORACLE, PL/SQL database queries into DWH & SQL knowledge • Proficient in MS Word, Excel, Access, and PowerPoint • Ability to do the statistical hypothesis tests, scoring modeling. • Systematical approach & structural thinking • Good communication skill • Fluent in English.