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Amount you pay out
of your pocket
1. Cost is More Than PremiumsHow much are you comfortable paying?
Lower deductible = higher premium
Higher premium = lower deductible
You pay fixed dollar amount for
doctor visit or prescription
Routine GYN exams
Hearing aidsand services
Acupuncture, massage therapy, vitamins
Gym memberships *
Discounts and savings
* At some clubs, participation in this program may be restricted to new club members.
2010 changes include:
2010 changes include:
Time and advice,
no extra charge
1. Cost Is More Than Premiums
2. How Coinsurance, Copays Work
3. Hospital Coverage
4. Importance of Networks
5. Preventive Care
6. Prescription Medication
7. Types of Health Insurance Plans Available
8. Applying for Health Insurance Plans
9. Health Care Reform
10. Who to Work With
Aetna Advantage Plans for Individuals, Families and the Self-Employed are underwritten by Aetna Life Insurance Company (Aetna) directly and/or through an out-of-state blanket trust or Aetna Health Inc. In some states, individuals may qualify as a business group of one and may be eligible for guaranteed issue, small group health plans. To the extent permitted by law, these plans are medically underwritten and you may be declined coverage in accordance with your health condition.
This material is for information only. Plans may be subject to medical underwriting or other restrictions. Rates and benefits vary by location. Plans not available in all states. Health insurance plans contain exclusions and limitations. Investment services are independently offered by the HSA Administrator. Health information programs provide general health information and are not a substitute for diagnosis or treatment by a physician or other health care professional. Providers are independent contractors and are not agents of Aetna. Provider participation may change without notice. Aetna does not provide care or guarantee access to health services. Not all health services are covered. See plan documents for a complete description of benefits, exclusions, limitations and conditions of coverage. Plan features and availability may vary by location and are subject to change. Aetna Rx Home Delivery and Aetna Specialty Pharmacy refer to Aetna Rx Home Delivery, LLC and Aetna Specialty Pharmacy, LLC, respectively. Aetna Rx Home Delivery and Aetna Specialty Pharmacy are licensed pharmacy subsidiaries of Aetna Inc. that operate through mail order. Discount programs provide access to discounted prices and are NOT insured benefits. The member is responsible for the full cost of the discounted services. Information is believed to be accurate as of the production date; however, it is subject to change.
Thank You. Self-Employed are underwritten by Aetna Life Insurance Company (Aetna) directly and/or through an out-of-state blanket trust or Aetna Health Inc. In some states, individuals may qualify as a business group of one and may be eligible for guaranteed issue, small group health plans. To the extent permitted by law, these plans are medically underwritten and you may be declined coverage in accordance with your health condition.