Work incentives planning services dispel myths create opportunities
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WORK INCENTIVES

PLANNING SERVICES

Dispel Myths

Create Opportunities

This presentation is sponsored by the Oregon Competitive Employment Project, which is part of the Oregon State Department of Human Services, Office of Vocational Rehabilitation Services. The project is funded through a Medicaid Infrastructure Grant from the U.S. Centers for Medicare and Medicaid Services (CFDA # 93.768).


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Today’sWorkshop

We’ll Discuss:

What, Who & When of work incentive planning services

Sample of Work Incentives

How to access services


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What are Work Incentive Planning Services?

  • One on one counseling service

  • “One Stop” source of information and assistance.

  • Reduce fear and misunderstanding about the effect of working on benefits.

  • Prevents crises that result when change occurs.

  • Improves employment and economic

    outcomes through informed decision


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Who can benefit from Work Incentive Planning Services?

  • Anyone who:

    • Experiences a disability

    • Has questions about:

      • the impact of earning on public benefits (cash, health insurance, etc.), or

      • what work incentives can help them reach their goal

        Note: SSA funded service providers are limited to serving only individuals who are receiving social security disability benefits.


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When to request Work Incentive Planning Services?

ANYTIME there is a question!!

Examples:

  • Not working, but exploring the idea

  • Already working and increasing/decreasing hours or pay

  • Being offered a job and not sure what

    will happen if choose to accept it


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Work Incentive Network Planning Services:

  • MAKE INFORMED DECISIONS about work and their benefits

  • USE WORK INCENTIVES to achieve their employment goals

  • NAVIGATE THE BENEFITS SYSTEMS when they begin working

Helps people with disabilities:


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The Basics: SSI Payment andHealth Care System

  • SSI

    • Benefit Name

    • Eligibility

    • Cash Check Amount

    • Resources

    • Health Insurance

General Fund


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Work Incentives that ASSURE you have MORE MONEY when you Work

  • Additional Deductions let you keep more: IRWE, BWE, SEIE, PASS

  • Basic Deductions: After first $65/$85 in earnings, SSI check reduced $1 for every $2


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Work Incentives that ASSURE access to adequate HEALTH INSURANCE

Medicaid:

  • SSI/Medicaid--1619(b)

    • Keep Medicaid and SSI eligibility status when earned income gets so high that it causes the SSI check to become $0. ($16,308-$53,821)

  • Medicaid Buy-In Programs

    • Medicaid for people with disabilities who work, higher income and resource limit.


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The Basics: INSURANCESSDI Payment andHealth Care System

  • SSDI

    • Benefit Name(s)

    • Eligibility

    • Cash Check Amount

    • Resources

    • Health Insurance

FICA


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Work Incentives that ASSURE a period to try working with SAFTEY NETS

Work Incentives let you keep your SSDI cash check or status when you work!

  • Trial Work Period

  • Extended Period of Eligibility

  • Impairment Related Work Expenses

  • Subsidy/Unincurred Business Expense


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Work Incentives that ASSURE access to adequate HEALTH INSURANCE

Medicare:

  • Extended Provision of Medicare Coverage

    • Keep eligibility for Medicare for at 93 months after Trial Work

  • Medicare for People with Disabilities Who Work

    • Buy into Medicare when EPMC ends


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Work Incentives PROVIDE SUPPORT to achieve EMPLOYMENT GOAL INSURANCE

  • Plan to Achieve Self Support (PASS)

  • Individual Development Accounts (IDA)

  • Family Self Sufficiency (FSS) Programs

There ARE work incentives that help pay for expenses related to a vocational goal


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ACCESSING SERVICES INSURANCE

Vary from State to State:

  • Every state has a Work Incentive Planning and Assistance project (WIPA)

  • http://www.ssa.gov/work/

  • Other states have built additional

    capacity, ask local BLN

    Call and request:

    Benefits Planning or Work Incentive Planning Services


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QUESTION? INSURANCE

CALL or EMAIL:

  • Molly Sullivan

  • Oregon’s Work Incentive Network Coordinator

  • 503-703-3650

  • [email protected]

  • For more information on the Competitive Employment Project:

  • http://www.oregon.gov/DHS/vr/cep


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