CHIP Works – What ’ s next? Carrie Fitzgerald. A Little Bit of Background. The State Children ’ s Health Insurance Program (SCHIP) was created in 1997 to insure children in families with too much income to qualify for Medicaid and too little to afford private insurance.
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CHIP Works – What’s next?Carrie Fitzgerald
CHIPRA fundedCHIP until 2013
The Affordable Care Act authorizes CHIP until 2019 and funds it through FY2015
CHIP is Clearly Better at This Point
FIGURE 1:Actuarial Values for Children in 17 State CHIP Programs and 3 Benchmark Plans, 2010 (175% FPL)
*Senate HELP bill requires plan at least equivalent to typical employer-based plan.
CA: 0.980, CO: 0.984, CT: 1.000, DC: 1.000, IA: 1.000, MD: 1.000, ME: 1.000, MT: 0.984, NC: 0.989, NH: 1.000, NM: 1.000, NV: 1.000, NY: 1.000, PA: 1.000, TX: 0.964, WA: 1.000, WV: 0.922
FIGURE 3:FAMILY’S TOTAL EXPENSE TO COVER ONE CHILD IN TOP 10% OF USERS, 2010 (225% FPL)
Senate Finance estimate based on Silver plan. “n/a” indicates states that do not offer CHIP coverage at 225% FPL.
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Source: First Focus Campaign for Children, research by Public Opinion Strategies, 2012
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