Nikki Kardar is one of the best and committed health insurance agent in Corona, CA who has immense experience in insurance industry.
A certified Farmers agent can help you with your home insurance, life insurance, renters insurance, business insurance, and health insurance needs in Chino Hills, CA.
Don`t let risks put your dependents out of way. Ensure their protection today!
100% claim bonus.
Post hospitalization expenses.
Expenses for unexpected events.
Lifelong coverage for self and spouse.
Complete health coverage for candidates and their family.
Fixed benefit policy: It offers fixed cash benefits for medical expenses without deductible payments. It is beneficial in the case of critical illness plans, accident cover plans. Also, a lump sum cash amount is paid to the insurer in case a legitimate claim is approved.
Reimbursement Policy: It provides cashless claim facility in which the insurer has to be treated in an empanelled hospital. By providing health insurance policy details and presenting proof of the health insurance on the name of the policyholder, an individual can avail cashless hospitalization and treatment, if the illness/ injury is covered under the policy. Eventually, the patient is discharged from the hospital, all the medical bills are sent to the insurance agency by the hospital which assesses the expenses and settles the payment.
Critical Illness policy: Critical illness insurance plans are intended to provide cover against pre-specified illnesses that take a long time for recovery. Such illnesses can be very destructive for individuals and their families as they result in extended and expensive diagnosis, apart from the inability to work, and offset the expenses in some way.