Prepared for: CAS 2008 Seminar on Ratemaking March 17-18, 2008 Presented by: Tanya Havlicek Kyle Mrotek, FCAS . Data Organization and Analysis in Mortgage Insurance: The Implications of Dynamic Risk Characteristics. Background: What is Mortgage Insurance (MI)?.
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March 17-18, 2008
Presented by: Tanya Havlicek
Kyle Mrotek, FCASData Organization and Analysis in Mortgage Insurance: The Implications of Dynamic Risk Characteristics
Applies for Loan
Sells The Servicing
Pays the Claims
Pays the Premium
and MI Claim Checks
Fannie / Freddie
Packages loans as MBS
Background: What is Mortgage Insurance?
Note: Illustrative data for discussion purposes only