ACA Implementation & The Unbanked

1. ACA Implementation &The Unbanked Bank On Chicago Quarterly Meeting October 7th, 2013

2. Important Dates • OCTOBER 1, 2013 - Open Enrollment in the Marketplace/New Medicaid Begins. • DECEMBER 15, 2013 - Must be enrolled by this date for Marketplace health coverage to begin by 1/1/14 • JANUARY 1, 2014 - New Medicaid Adult Group Coverage begins. (No backdating before this date.) • MARCH 31, 2014 - Open Enrollment for Marketplace ends (Medicaid is always open). Connecting Communities to Coverage 2013

3. In Person Assistance

4. ACA 101: New Pathways to Coverage Connecting Communities to Coverage 2013

5. The Uninsured: Understanding of Law Do you feel you have enough information about the health reform law to understand how it will impact you personally, or not? NOTE: Don’t know/Refused answers not shown. SOURCE: Kaiser Family Foundation Health Tracking Poll (conducted March 5-10, 2013)

6. CountyCare • New Medicaid program providing coverage to uninsured residents of Cook County • Medical care from providers in the CCHHS system & select community providers • Goal: medical homes for the otherwise uninsured • Over 100,000 individuals expected to be eligible • Eligibility criteria: • Live in Cook County, • Be a US citizen or legal immigrant in U.S. 5 years or more, • Have a SS number or have applied for one, • Be 19-64 years of age, • Have income < 133% FPL • General information: http://www.cookcountyhhs.org/patient-services/county-care/

7. Marketplace in IL: Overview • Web based, user friendly port for individuals and small businesses to enroll in coverage. Can also access by mail, on phone, or in person. • Enroll in public and private health insurance, as well as access financial assistance to pay for coverage • Marketplaces are only allowed to offer high-quality, qualified health plans that meet a number of standards. • Gives consumers the tools and power to have control over their insurance decisions • Apples-to-apples comparison of plans • Find the right fit!

8. Enrollment: The Landing Page • A central website, currently called the Landing Page, will be the first place to go in order to apply for Medicaid and to enroll in the Marketplace. • The landing page will direct people based upon their demographic information to either the ABE system to apply for Medicaid (and other state benefits) or the Marketplace (to choose insurance and get financial help to pay for it. • Lets talk about ABE and the Marketplace systems. Connecting Communities to Coverage 2013

9. Enrollment: ABE • ABE can be used to apply for benefits other than medical coverage • Cash Benefits: TANF (Temporary Assistance for Needy Families) and AABD (AABD (Aid to the Aged Blind or Disabled) Cash • SNAP (Supplemental Nutrition Assistance Program). *Illinois has presumptive eligibility • Many low-income households you see may not know about these benefits, or don’t know how to apply Connecting Communities to Coverage 2013

10. Paying premiums

11. Additional Resources • To find in-person assistance in your zip code go to www.getcoveredillinois.gov • For more information about the Affordable Care Act or the marketplace, visit HealthCareReform.Illinois.gov or the Illinois Health Matters website (www.illinoishealthmatters.org).

12. Resources Illinoishealthmatters.org helphub.illinoishealthmatters.org Healthreform.illinois.gov Healthcare.gov Marketplace.cms.gov Kff.org Connecting Communities to Coverage 2013

13. Training Organizations • EverThrive Illinois Formerly the Illinois Maternal and Child Health Coalition • www.ilmaternal.org • Health & Disability Advocates • www.hdadvocates.org • Shriver National Center on Poverty Law • www.povertylaw.org Connecting Communities to Coverage 2013

14. Enrollment: Information Needed to Apply for Medicaid