Significance of Guitar Insurance for a Guitar Instructor

1. Significance of Guitar Insurance for a Guitar Instructor When you really care about your guitar and keen on protecting your investment, then there is no other better option than guitar insurance. It will keep your instrument protected from theft, damage, lost or stolen. Before you begin your search for the policy, there are many things that must be kept in mind. There are many home insurance policies that give coverage to the guitar of specific value. The insurance not only insure the guitar against theft but also insured it against accident also. But it does not mean just for getting the claim you will throw your guitar deliberately as it is not an accident. When it comes to opting for guitar insurance, all you need to do is to understand the policy well. There are many policies for giving protection to your guitar but the cost of policies varies. When you decide to insure your guitar for a year, then you can avail of a discount as there are some insurance companies who are ready to offer a discount. This is indeed beneficial for most of the guitar instructors. While giving lessons to your students, it might happen that your guitar may fall leading to massive damage. So, when you are covered, you do not have to worry for a split second if any unfortunate incident occurs. The guitar that you own becomes a part and parcel of your life. If you are a reckless individual, you might want to think twice before getting the

2. insurance done but if you are a mature person then the guitar insurance will be of immense help to you. Insurance is indeed a big thing for any instrument. While getting the insurance done, you should calculate the value of your instrument, a rarity as well as your financial situation before you take any decision. Let’s take a look at the coverage offered by premium insurance companies: a. Cover for lost, stolen or damaged equipment b. Performance coverage c. Worldwide cover of 180days d. Coverage for equipment breakdown e. Coverage for personal accident Premium insurance companies give coverage to all types of guitar right from ukuleles to steel guitars. So, whatever be your model or guitar type, make sure to specify to your insurance provider before the insurance is done. Depending on the guitar type and requirement, the policy premium is decided. The guitarist can protect their equipment against damage, loss, or theft. The insurance provider will pay for replacements or repairs up to the specified figure mentioned on your insurance policy. The insurance will keep you protected from all corners and you can have complete peace of mind. Suppose, you are traveling abroad for a concert and the equipment gets damaged, lost or stolen in transit, you will be mentally broken but financially there will be no such loss as the insurance will get you covered. Damage or loss of an instrument creates pressure both emotionally and financially but when there is insurance, the entire cost of repair or replacement will be covered by your insurance provider. Conclusion Insurance must be considered as a primary option for guitar instructors. When you have a guitar, it is mandatory that your instrument must be insured. So, do a survey to find the best insurance provider with an experienced team of insurance advisors who will guide you on the right path and help you to choose your policy according to your need. To get started, consider an online survey followed by asking the acquaintances about their experience. You can also consider reading customers’ testimonials. Be insured and stay protected.