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Martha Ochoa, Katrina Poston, Jackie Nguyen, Jeanette J imenez, Sonia S her

Martha Ochoa, Katrina Poston, Jackie Nguyen, Jeanette J imenez, Sonia S her. Opened since 1852 Founded by Henry Wells and William G. Fargo Business started in gold rush port in San Francisco. History. JN. Variety of accounts to fit your lifestyle Students can get the “College Combo”

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Martha Ochoa, Katrina Poston, Jackie Nguyen, Jeanette J imenez, Sonia S her

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  1. Martha Ochoa, Katrina Poston, Jackie Nguyen, Jeanette Jimenez, Sonia Sher

  2. Opened since 1852 • Founded by Henry Wells and William G. Fargo • Business started in gold rush port in San Francisco History JN

  3. Variety of accounts to fit your lifestyle • Students can get the “College Combo” • Value Checking is the generic way of banking • “Way2Program” helps you save • Link your checking & savings account together Checking Accounts SS

  4. Envelope free ATM • Receipts can be sent to email • Saves paper and thousands of trees • Insert up to 30 bills and cash • 50 bills at once • 30 checks at once • Get cash, up to $300 ATM JN

  5. Forever stamps are now available • Money is charged to any account linked to ATM/Debt card • Cut off time are extended to 9 P.M ATMCont. JN

  6. Over 6,600 Wells Fargo banking locations • More than 12,000 Wells Fargo ATMs • California • Banks: 821 • ATMs: 3250 VS Locations KP

  7. Chase 25 states • Wells Fargo 40 states • 10 states that don’t have a Wells Fargo • Oklahoma, Missouri, Kentucky, west Virginia, Louisiana, Massachusetts, Vermont, New Hampshire, Maine, Hawaii Locations Cont. KP

  8. Interest rate: 0.01% • APY: 0.01% • Minimum deposit required • $100 deposit for a regular account • $25 for an Automatic Savings Account • Way2Save protects your Wells Fargo checking accountfrom overdrafts Way2Save Savings Account MO

  9. Save As You Go • $1 from checking's sent to savings when: • Make a debit card purchase • Pay bills online • Make automatic payments Automatic Savings Options MO

  10. Automatic Transfers • $25 sent monthly from checking to savings • $1 sent daily from checking to savings Automatic Savings Options Cont. MO

  11. What is a Mortgage? • A loan to finance the purchase of real estate • Usually with specified payment periods and interest rates. • The borrower gives the lender a lien on the property as collateral for the loan. • How do I apply for a Mortgage? • You can start an application online • wait for a pre-approval. Mortgages JJ

  12. What is The minimum down payment? • Minimum is 5% • Wells Fargo also has a low- down payment program • FHA- Mortgages for as little as 3.5% down. • VA mortgages have a no-down payment Down Payments JJ

  13. Interest rates are determined by the financial markets • Can change daily • Or multiple time within the same day. • A rate lock gives you protection from financial market fluctuations • Could affect your interest rate range. • A rate lock is optional. APR= ANNUAL PERCENTAGE RATE & FHA= FEDERAL HOUSING ADMINISTRATION Interest Rates JJ

  14. Https://www.wellsfargo.com/ • Https://www.wellsfargo.com/savings_cds/ • http://www.wellsfargohistory.com/ • http://www.findabetterbank.com/bank-profile/Wells_Fargo_2236.html References

  15. Thank You!

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