Flexible Plan Investments , Ltd .

2. Flexible Plan Investments, Ltd. Money manager for over 30 years One of the earliest practitioners of active investing Wall Street expertise with a Midwestern heart – headquarters in Bloomfield Hills, MI Managed billions of dollars for tens of thousands of individuals and plan participants Dedicated team of over 50 employees committed to delivering a fully managed solution to its clients • Client communications including: • OnTarget monitoring • Quarterly client newsletter • Weekly market hotline • Daily web access

3. Why active management? • Strategies are actively risk managed and age adjusted • Allocation shifts to seek to protect against unnecessary risk • Strategies draw upon a larger pool of investment options to take advantage of more opportunities than typical self-directed retirement plans • Those nearing retirement can benefit from the upside potential of exposure to stocks while having an active, risk-managed portfolio

4. Faith Based investing is a personal choice, a conscious decision to maintain continuity between what we believe and how we invest our money.

5. $5,000 Minimum account size No-load mutual funds Invest in companies with core Christian values Portfolio risk management

6. faithfocusedinvesting.com Fund families include: The Timothy Plan Ave Maria Funds Parnassus The Steward Funds and more

7. Active, momentum-based management Extensive fund universe includesmoney market (cash) Quantitative and time-tested methodology Under performing funds get weeded out Enrollment in OnTarget reportingand monitoring

8. Monthly reallocation plus weekly monitoring of the methodology Five suitability-based profiles 24-7 account balance client access Accounts custodied at TCA, an independent, third-party custodian

9. Strategy Performance vs. Blended Index S&P 500/DJCBStrategic Solutions – Faith Focused Investing Conservative Source: Flexible Plan Hypothetical Research Reports, 1/1998-9/2011. Returns shown after fees. 6/11

10. Risk-Adjusted Returns vs. Blended Index S&P 500/DJCB Strategic Solutions – Faith Focused Investing Conservative Source: Flexible Plan Hypothetical Research Reports, 1/1998-9/2011. Returns shown after fees.

11. Capital Market Line ChartStrategic Solutions – Faith Focused Investing Conservative • Source: Flexible Plan Hypothetical Research Reports, 1/1998-9/2011. • Returns shown after fees.

12. Historic ReturnsStrategic Solutions – Faith Focused Investing Conservative Source: Flexible Plan Hypothetical Research Reports, 1/1998-9/2011. Returns shown after fees.

13. Wealth Stewardship “Moreover it is required by stewards that one be found faithful.” — 1 Corinthians 4:2 NKJV

14. Bonus Program Twist on Tithing programs – Help clients invest well and make a difference Flexible Plan will pay out 10% of its net advisory fees in client’s name, or anonymously Complete designation form Church or religious organization of choice will receive annual payment Must be enrolled in strategy at time of payout

15. The OnTarget Reporting Advantage The Quarterly OnTarget Report demonstrates how your portfolio remains OnTarget: • Volatility Barometer • Risk Target • OnTarget Monitor Ongoing communication and 24-7 account access Timely market information Newsletters Designed to serve a wide range of account sizes, as low as $5,000 qualify for our active investment approach

16. Disclosures The Research Report results are HYPOTHETICAL. The performance results depicted have been produced by application of selected mathematical calculation criteria to historical price data. Annual returns are compounded weekly and are inclusive of the last full trading week of the year, but may not necessarily include the last trading day of the year. Research Report results are NOT represented as actual trading or client experience nor do they reflect the impact on decision making of economic or market factors experienced during actual management of funds . Performance between selected dates may be misleading as indicative of overall performance of a strategy since the dates, chosen by the operator of the program, are susceptible of having been selected to present optimum performance. Investment advisory fees vary between 1% and 2.6% yearly, dependent upon assets under management and are deducted quarterly. Expenses of the funds are included to the extent they are reflected in the NAV. Other fees mayapply. The maximum Strategic Solutions establishment fee of 1.2% has been deducted from the initial balance. All expenses are required to be disclosed in each investment ’s prospectus, available from your financial representative and the product provider. Distributions have been reinvested. When provided, dividends are reinvested for indexes. In those cases where indexes do not provide dividend information, those returns would be understated. As individual tax rates vary, taxes have not been considered. Various minimum holding periods for each fund may be utilized to comply with trading restrictions. Advisor reserves the right to change these periods. No index is directly tradable. Actual investment performance of any trading strategy may frequently be materially different than the results shown. Some funds used in the model may not be available for future use. As supplemental information, a listing of all assumed trades and other data used to generate the referenced results is available upon request. PAST PERFORMANCE DOES NOT GUARANTEE FUTURE RESULTS Inherent in any investment is the potential for loss as well as the potential for gain. A list of all recommendations made within the immediately preceding 12 months is available upon written request.