The Sick. ‘ The aged we have dealt with…we are still confronted with the more gigantic task of dealing with the rest- the sick, the infirm, the unemployed, the widows and orphans’ Lloyd George TB was claiming 75,000 lives a year.
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TB was claiming 75,000 lives a year
Liberals determined to construct their own policy on sickness and invalidity
Looked at German model again
Problems: friendly societies, doctors and cost implications
Cost: proposed 1909 Peoples budget
Tax on the rich to finance national insurance scheme
Redistributive: the more you earned the higher the tax rateThe Sick
Viewed as encroaching on their business as a result, gov. decided to administer the system through societies
Industrial insurance companies on the other hand were in business for profit
Government forced to back down and exclude the two ‘funeral benefits’
Designated ‘approved societies’ by National Insurance Act
Enhanced their status with the publicFriendly societies and Industrial Insurance company
To enable workers and employers to register their requirements in one central location
1909 bill passed through Parliament and by the following Feb, 83 labour exchanges were set up
By 1914, 3000 people were fixed up with work everyday
More beneficial for unskilled workers than skilledLabour exchanges
Contributions: requirements in one central locationworkers 2 ½ per week, employers 2 ½, state 3d
Compulsory for trades that suffered cyclical/seasonal employment
Entitlement: 7 shillings (35p) a week up to 15 weeks
Payment: register at labour exchange to receive payment
Liberals took 5 years to finalise Part IINational Insurance Act, 1911
Offered low levels of support to the poor as a supplement requirements in one central location
Still people living below ‘poverty line’
However move away from dreaded poor law
Limited welfare programme but brought in a system that won popular approval
Liberals had to take on opposition and problems at homeHow successful were Liberal reforms?
Intro- state what the causes of poverty were eg old age, low wages, illness, industrial injury, tackled with some degree of success, give overview of acts that helped tackle these problems- limited success
Problems for young/ acts that helped + why/drawbacks
Problems for elderly/acts that helped + why/drawbacksYour essay question!!!
Problems for workers/acts eg compensation act/Trades board act/limited success
Problems for unemployed/acts eg insurance/
Problems for sick/act/
positives/negativesYour essay question!!!