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Implementation of Investor Education Initiatives

Investor Education : Creating and Delivering Successful Programmes International Conference 2-3 March 2009. Implementation of Investor Education Initiatives. Nik Ramlah Mahmood Securities Commission Malaysia. Investor Education Blueprint (2008-2012).

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Implementation of Investor Education Initiatives

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  1. Investor Education : Creating and Delivering Successful Programmes International Conference 2-3 March 2009 Implementation of Investor Education Initiatives Nik Ramlah Mahmood Securities Commission Malaysia

  2. Investor Education Blueprint (2008-2012) Enhancing investor protection by ensuring investors are knowledgeable and vigilant of their rights To inculcate money management culture among school children Schools To increase familiarity with investing, awareness of investors’ rights & responsibilities and develop resistance to scams Rural / Blue Collar / Housewives Widen financial literacy among key target groups Financial Literacy Programmes Goal : To create knowledgeable & vigilant Investors To increase sophistication in managing savings and developing capability in investing Universities / Workplace To create a greater pool of informed, capable and responsible investors in the capital market Investors / Potential Investors Develop Responsible Intermediaries Financial Capability Programmes

  3. Funding Investor Education: A Shared Responsibility USD 1 million USD1.7 Million USD 570,000 USD860,000 Estimated cost of Investor Education Programmes - 2008

  4. A Holistic Approach To Investor Education Parents / Rural / Blue Collar / Women School Children University Students Employees of Government & Large Organisations Institutional Investors General Investing Public

  5. Regulator-Driven Financial Literacy Programmes

  6. Partnering the Industry in Delivering Investor Education Programmes SIDC Training & development arm of the Securities Commission Malaysia Capital market intermediaries& industry Financial capability programmes Financial literacy programmes Online learning : Malaysian Investor website, Exchange & Associations’ websites Media- Newspaper articles- TV capsules Road shows Seminars / Workshops / Camps / Challenges Programme delivery also via partnership with the following organisations: Ministry of Education –Schools Ministry of Women, Family & Community Development –Women Federal Land Development Authority –Rural Community Federation of Malaysian Manufacturers –Blue Collar Workers Institutions of Higher Learning –University Students Public Service Department – Government Employees

  7. Key Challenges Delivering Investor Education in Rural Areas Investor Education in a Multiracial & Multilingual Society Funding Constraints Coordination of Investor Education Efforts Specific Measurement To Gauge Lasting Behavioral Change

  8. Delivering Investor Education in Rural Areas • Low literacy/educational levels • Susceptibility to investment scams • Influence of family and community members in investment decisions • Winning trust through local partners • Geographical constraints

  9. Investor Education in a Multiracial and Multilingual Society • Demographic profile of Malaysian population (Total :27.9 million) • Malays & Indigenous (62%) • Chinese (23%) • Indians (7%) • Multilingual society • Official language: Bahasa Malaysia • Language of commerce: English • Language spoken by different ethnicities: • Malay: Kelantanese, Sarawakians, Kedahans, Sabahans and other dialects • Chinese : Cantonese, Hokkien, Hakka, Mandarin, Hainan & Foochow • Indians : Tamil, Telegu, Malayalam, Urdu & Gujerati • Indigenous people: Kadazan, Iban, Kelabit, Bidayuh & Kayan • Different ethnic groups have different economic status, financial literacy levels, investment profiles and risk appetites • Limited language capabilities of trainers delivering investor education programmes to cater to the needs of multiracial and multilingual society

  10. Thank You Securities Commission Malaysia 3 Persiaran Bukit Kiara 50490 Kuala Lumpur Malaysia www.sc.com.my 10

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