2013 2014 insurance benefits
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2013-2014 Insurance & Benefits. Presentation. Welcome!. Insurance & Benefits – 768-3758 Who is Eligible? Spouse, Natural Children, Stepchildren, Adopted Children, (up to age 26) Domestic Partner, Domestic Partner Children Who is Not Eligible?

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2013-2014 Insurance & Benefits

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2013 2014 insurance benefits

2013-2014Insurance & Benefits

Presentation


Welcome

Welcome!

  • Insurance & Benefits – 768-3758

  • Who is Eligible?

    • Spouse, Natural Children, Stepchildren, Adopted Children, (up to age 26) Domestic Partner, Domestic Partner Children

  • Who is Not Eligible?

    • Temporary employees, Seasonal employees, Ex-spouses, grandchildren


Member responsibility

MemberResponsibility

  • Timely submission of “Proof of Relationship”

  • Medical, Dental, & Vision are taken pre-tax, elections can not be changed unless there is a Qualifying Event

  • Timely notification of Life Status changes/ Qualifying events (31 days)

  • No Double Coverage


Member responsibility cont

Member Responsibility Cont.

  • Coverage Begin & End Dates –

    • New Hires , Newborns, New spouse

    • End dates- coverage ends the date a dependent ceases to be eligible

  • Loss of Coverage

  • Payment of Premiums (LWOP/FMLA)

  • COBRA


Medical insurance

Medical Insurance

  • Employee Premiums (City pays 80% of premiums)

  • Presbyterian Plans

    • Active

    • Family

    • Independent

  • Comparison on pages 18 & 19


Medical insurance cont

Medical Insurance Cont.

  • Value-Added Benefits

    • NurseAdvice line, discount services, mail services, online tools (page 14 & 15)

  • Employee Wellness Program

    • Stop smoking, lose weight, health tips, PHA (page 7)

  • Mobile Clinic dedicated to all participants

    • Goes to various locations

    • No copay/Not subject to deductible

  • Expanded Access to Delivery system

    • ABQ Health Partners


  • Dental vision plans

    Dental & Vision Plans

    • Delta Dental Plan

      • Two networks PPO and Premier

    • Plan Overview on page 23

    • Vision Service Plan

      • Choice of frames

    • Plan Overview on pages 24 & 25


    Flexible spending accounts

    Flexible Spending Accounts

    • MedicalCareReimbursementAccount

      • Annual maximum $2,500

      • Minimum amount $260 ($10 a pay check)

    • Dependent Care Reimbursement Account

      • Plan maximum $5,000

      • Minimum amount of $260 ($10 a pay check)

    • Parking and Transit Plan

      • Plan maximums for both plans is $230 a month

      • Pay for work related parking and mass transit costs


    Term life insurance basic voluntary life

    Term Life Insurance Basic & Voluntary Life

    • The Hartford

    • Basic Life Insurance is 140% of base annual salary up to $50,000 paid for by the City.

    • No evidence of insurability required for coverage up to $250,000

      • Maximum coverage amount 7 times annual salary not to exceed $500,000

      • EOI required for amount over $250K


    Dependent life insurance

    Dependent Life Insurance

    • Spouse coverage

      • Coverage can not exceed employee’s coverage effective 7/1/2013

    • Dependent Children

      • Covered up to a maximum of $10,000

      • Employee must have coverage effective 7/1/2013

    • Enhancements: Funeral Planning, Concierge Services, Travel Assistance and ID Theft Protection Services.

    • Plan Overview of pages 28 & 29


    Disability insurance

    Disability Insurance

    • The Hartford STD/LTD Insurance

    • Short Term Disability(STD)

      • Guaranteed Issue no evidence of insurability(EOI)

      • Benefit starts to pay after 30 days of disability

    • Long Term Disability(LTD)

      • If currently enrolled coverage will continue

      • Benefit starts to pay after 180 days of disability

    • See pages 31-34 for details


    Voluntary benefits

    Voluntary Benefits

    • Auto & Home (Travelers)

    • Legal Insurance (ARAG)

    • Long Term Care (John Hancock)

    • Deferred Compensation

      • ICMA-RC

      • Nationwide

      • VALIC


    Insurance benefits division of human resources department

    Insurance & Benefits Division ofHuman Resources Department

    Contact Information

    • (505) 768-3758

    • Email: [email protected]

    • On Line: www.cabq.gov/jobs/inusrnace-benefits

    • Pages 46-47 include websites and phone numbers to all vendors

      Questions ?

      REMINDER – Turn in Basic Life Insurance Beneficiary Designation form NOW.


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